Woodstock, IL—60098
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Woodstock, IL
As of Oct '25, the median home price in Woodstock, IL is $326,000, with a year-over-year change of 4.4%. This indicates that home prices in Woodstock, IL are increasing. According to Zillow, the 1-year price projection is 1.3%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $326,000 | 4.4% |
| Single Family | $341,000 | 4.0% |
| Condos | $205,000 | 6.2% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $226,000 | 6.1% |
3 Bed | $317,000 | 3.6% |
4 Bed | $410,000 | 4.1% |
| 5 Bed | $512,000 | 4.5% |
% of Housing Stock
Rental Trends — Woodstock, IL
As of July '25, Rentcast reports the average rent in Woodstock, IL is $1,520, with a year-over-year rent change of -20.0%. Per bedroom, the median rent as of July '25 in Woodstock, IL is studios: $962, 1-bedrooms: $1,230, 2-bedrooms: $1,660, 3-bedrooms: $1,850, 4-bedrooms: $2,500. The most common rental property sizes in Woodstock, IL are 2-bedroom and 1-bedroom, accounting for 42.8% and 31.1% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,500 | $1,520 |
| Studio Rent | $900 | $962 |
| 1 Bed Rent | $1,200 | $1,230 |
| 2 Bed Rent | $1,550 | $1,660 |
| 3 Bed Rent | $1,700 | $1,850 |
| 4 Bed Rent | $2,500 | $2,500 |
% of Rental Stock
Property Listings — Woodstock, IL
As of Oct '25, Realtor.com reports that the median days on market for a home in Woodstock, IL is 37. This is a increase of 18.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 20.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $437,000 | 16.0% |
Listing Count | 123 | 14.0% |
| Listings as % of Homes | 0.3% | 14.0% |
Days on Market | 37 | 18.0% |
Demographics — Woodstock, IL
As of the latest ACS Survey released in 2023, Woodstock, IL has a population of 33,300, which has increased by 2.4% over the past 5 years. Woodstock, IL is a moderately popular place for families, as children make up 21.5% of the population. The area has a moderately educated workforce, with 33.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 33,300 | 2.4% |
% Under 18 | 21.5% | -10.4% |
% Seniors | 17.2% | 7.5% |
% WFH | 12.0% | 118.2% |
% w/ College Degree | 33.3% | 16.0% |
As of the latest ACS Survey released in 2023, Woodstock, IL is a predominantly white area, with 73.3% of the population identifying as white. The white population has shrunk by 3.2% in the last 5 years. The second most common race or ethnicity in Woodstock, IL is hispanic, making up 20.3% of the population. Foreign-born residents account for 11.8% of the population in Woodstock, IL, and this percentage has increased by 4.4% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 73.3% | -3.2% |
% Black | 1.8% | -41.9% |
% Hispanic | 20.3% | 6.8% |
% Asian | 2.2% | 69.2% |
% Foreign Born | 11.8% | 4.4% |
Mortgage and Risk — Woodstock, IL
According to HUD data as of 2023, there were 533 mortgage originations in Woodstock, IL, of which 82.0% of loans were conventional mortgages. The average loan-to-value was 62.0%, with 27.0% above 90% LTV (very high). This implies large mortgage risk in Woodstock, IL. Investor activity is low, as 3.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 533 |
% Conventional Loans | 82.0% |
% Government Loans | 18.0% |
% Investor Loans | 3.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 12.0% |
Loan Activity
Rentals and Section 8 — Woodstock, IL
As of 2024, the percent of homes in Woodstock, IL under the Section 8 program is 15.8%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Woodstock, IL, because HUD payments exceed market rent, while 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 552 |
Total Units Section 8 | 547 |
% Rentals under Section 8 | 15.8% |
% Occupied Section 8 | 86.8% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $230 | $1,200 | $1,430 |
| 2 Bedroom | $70 | $1,550 | $1,620 |
| 3 Bedroom | $380 | $1,700 | $2,080 |
| 4 Bedroom | -$60 | $2,500 | $2,440 |
Affordability — Woodstock, IL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3 |
| Median Home Price | $326,000 |
| Median Household Income | $92,700 |