Dekalb, IL—60112
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Dekalb, IL
Home Price Trends — Dekalb, IL
As of Oct '25, the median home price in Dekalb, IL is $279,000, with a year-over-year change of 7.7%. This indicates that home prices in Dekalb, IL are increasing. According to Zillow, the 1-year price projection is 1.0%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $279,000 | 7.7% |
| Single Family | $281,000 | 7.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $269,000 | 4.7% |
4 Bed | $310,000 | 4.4% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Dekalb, IL
As of July '25, Rentcast reports the average rent in Dekalb, IL is $1,970, with a year-over-year rent change of 10.7%. Per bedroom, the median rent as of July '25 in Dekalb, IL is 3-bedrooms: $1,970. The most common rental property sizes in Dekalb, IL are 2-bedroom and 3-bedroom, accounting for 60.2% and 35.1% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,900 | $1,970 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $1,900 | $1,970 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Dekalb, IL
As of Oct '25, Realtor.com reports that the median days on market for a home in Dekalb, IL is 77. This is a increase of 16.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 10.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $341,000 | 20.0% |
Listing Count | 42 | 61.0% |
| Listings as % of Homes | 1.2% | 61.0% |
Days on Market | 77 | 16.0% |
Demographics — Dekalb, IL
As of the latest ACS Survey released in 2023, Dekalb, IL has a population of 4,610, which has increased by 5.9% over the past 5 years. Dekalb, IL is a moderately popular place for families, as children make up 24.7% of the population. The area has a moderately educated workforce, with 31.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,610 | 5.9% |
% Under 18 | 24.7% | -19.5% |
% Seniors | 8.2% | 57.7% |
% WFH | 6.0% | 122.2% |
% w/ College Degree | 31.0% | -2.8% |
As of the latest ACS Survey released in 2023, Dekalb, IL is a predominantly white area, with 71.7% of the population identifying as white. The white population has shrunk by 2.7% in the last 5 years. The second most common race or ethnicity in Dekalb, IL is hispanic, making up 17.2% of the population. Foreign-born residents account for 2.3% of the population in Dekalb, IL, and this percentage has decreased by 77.7% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 71.7% | -2.7% |
% Black | 9.8% | 30.7% |
% Hispanic | 17.2% | 3.0% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 2.3% | -77.7% |
Mortgage and Risk — Dekalb, IL
According to HUD data as of 2023, there were 120 mortgage originations in Dekalb, IL, of which 73.0% of loans were conventional mortgages. The average loan-to-value was 68.0%, with 36.0% above 90% LTV (very high). This implies large mortgage risk in Dekalb, IL. Investor activity is low, as 2.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 120 |
% Conventional Loans | 73.0% |
% Government Loans | 27.0% |
% Investor Loans | 2.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — Dekalb, IL
Dekalb, IL lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 52 |
Total Units Section 8 | 52 |
% Rentals under Section 8 | 16.0% |
% Occupied Section 8 | 100.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,490 |
| 2 Bedroom | N/A | N/A | $1,950 |
| 3 Bedroom | $760 | $1,900 | $2,660 |
| 4 Bedroom | N/A | N/A | $3,270 |
Affordability — Dekalb, IL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.8 |
| Median Home Price | $279,000 |
| Median Household Income | $79,500 |