Genoa, IL60135

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$298,000
5.4% YoY Growth
Median Household Income
$87,900
34.4% 5-Year Growth
Days on Market
57
30.0% Longer than last year
Home Price Forecast
1.2%
Median Rent
$2,000
42.7% YoY Growth
1-Bed Rent
$1,620
15.7% YoY Growth
2-Bed Rent
N/A
N/A
3-Bed Rent
N/A
N/A

Property Listings — Genoa, IL

As of Oct '25, Realtor.com reports that the median days on market for a home in Genoa, IL is 57. This is a increase of 30.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 8.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$394,00019.0%
Listing Count
24-25.0%
Listings as % of Homes0.7%-25.0%
Days on Market
5730.0%
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Demographics — Genoa, IL

As of the latest ACS Survey released in 2023, Genoa, IL has a population of 7,490, which has increased by 8.4% over the past 5 years. Genoa, IL is a moderately popular place for families, as children make up 19.9% of the population. The area has a poorly educated workforce, with 15.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.4% reporting working from home.

MetricLatest CensusYoY % Change
Population
7,4908.4%
% Under 18
19.9%-15.0%
% Seniors
14.0%7.7%
% WFH
7.4%72.1%
% w/ College Degree
15.4%-24.5%
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As of the latest ACS Survey released in 2023, Genoa, IL is a predominantly white area, with 75.1% of the population identifying as white. The white population has shrunk by 11.9% in the last 5 years. The second most common race or ethnicity in Genoa, IL is hispanic, making up 20.0% of the population. Foreign-born residents account for 6.8% of the population in Genoa, IL, and this percentage has increased by 126.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
75.1%-11.9%
% Black
0.5%-37.5%
% Hispanic
20.0%81.8%
% Asian
2.0%566.7%
% Foreign Born
6.8%126.7%
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Mortgage and Risk — Genoa, IL

According to HUD data as of 2023, there were 131 mortgage originations in Genoa, IL, of which 76.0% of loans were conventional mortgages. The average loan-to-value was 64.0%, with 26.0% above 90% LTV (very high). This implies large mortgage risk in Genoa, IL. Investor activity is low, as 2.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
131
% Conventional Loans
76.0%
% Government Loans
24.0%
% Investor Loans
2.0%
% Second Loans
0.0%
% Cash Out Refinance
12.0%

Loan Activity

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Rentals and Section 8 — Genoa, IL

Genoa, IL lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
18
Total Units Section 8
18
% Rentals under Section 8
2.3%
% Occupied Section 8
94.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$510$1,620$1,110
2 BedroomN/AN/A$1,460
3 BedroomN/AN/A$1,990
4 Bedroom$450$2,000$2,450

Affordability — Genoa, IL

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.8
Median Home Price$298,000
Median Household Income$87,900

Genoa, IL — ZIP Code Boundary Map

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Frequently Asked Questions