Dwight, IL60420

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$192,000
6.9% YoY Growth
Median Household Income
$68,200
8.8% 5-Year Growth
Days on Market
60
3.0% Longer than last year
Home Price Forecast
4.4%
Median Rent
$617
70.6% YoY Growth
1-Bed Rent
$617
18.2% YoY Growth
2-Bed Rent
N/A
N/A
3-Bed Rent
$2,000
N/A

Property Listings — Dwight, IL

As of Oct '25, Realtor.com reports that the median days on market for a home in Dwight, IL is 60. This is a increase of 3.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 40.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$181,000-4.0%
Listing Count
1511.0%
Listings as % of Homes0.7%11.0%
Days on Market
603.0%
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Demographics — Dwight, IL

As of the latest ACS Survey released in 2023, Dwight, IL has a population of 4,670, which has decreased by -2.9% over the past 5 years. Dwight, IL is a popular place for families, as children make up 25.4% of the population. The area has a poorly educated workforce, with 20.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 3.1% reporting working from home.

MetricLatest CensusYoY % Change
Population
4,670-2.9%
% Under 18
25.4%30.9%
% Seniors
17.4%-16.7%
% WFH
3.1%55.0%
% w/ College Degree
20.7%1.5%
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As of the latest ACS Survey released in 2023, Dwight, IL is a predominantly white area, with 87.7% of the population identifying as white. The white population has shrunk by 7.4% in the last 5 years. The second most common race or ethnicity in Dwight, IL is hispanic, making up 7.8% of the population. Foreign-born residents account for 2.8% of the population in Dwight, IL, and this percentage has increased by 300.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
87.7%-7.4%
% Black
0.6%0.0%
% Hispanic
7.8%200.0%
% Asian
0.0%-100.0%
% Foreign Born
2.8%300.0%
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Mortgage and Risk — Dwight, IL

According to HUD data as of 2023, there were 64 mortgage originations in Dwight, IL, of which 77.0% of loans were conventional mortgages. The average loan-to-value was 79.0%, with 38.0% above 90% LTV (very high). This implies large mortgage risk in Dwight, IL. Investor activity is low, as 3.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
64
% Conventional Loans
77.0%
% Government Loans
23.0%
% Investor Loans
3.0%
% Second Loans
0.0%
% Cash Out Refinance
9.0%

Loan Activity

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Rentals and Section 8 — Dwight, IL

Dwight, IL lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
61
Total Units Section 8
61
% Rentals under Section 8
6.1%
% Occupied Section 8
80.6%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$413$617$1,030
2 BedroomN/AN/A$1,350
3 Bedroom-$240$2,000$1,760
4 BedroomN/AN/A$1,790

Affordability — Dwight, IL

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.3
Median Home Price$192,000
Median Household Income$68,200

Dwight, IL — ZIP Code Boundary Map

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Frequently Asked Questions