Joliet, IL60433

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$204,000
3.6% YoY Growth
Median Household Income
$61,000
27.0% 5-Year Growth
Days on Market
32
17.0% Shorter than last year
Home Price Forecast
-0.2%
Median Rent
$1,800
35.8% YoY Growth
1-Bed Rent
$895
10.5% YoY Growth
2-Bed Rent
$1,580
40.3% YoY Growth
3-Bed Rent
$2,000
38.7% YoY Growth

Other Zip Codes in Joliet, IL

Property Listings — Joliet, IL

As of Oct '25, Realtor.com reports that the median days on market for a home in Joliet, IL is 32. This is a decrease of -17.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 15.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$258,0009.0%
Listing Count
408.0%
Listings as % of Homes0.5%8.0%
Days on Market
32-17.0%
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Demographics — Joliet, IL

As of the latest ACS Survey released in 2023, Joliet, IL has a population of 15,300, which has decreased by -8.0% over the past 5 years. Joliet, IL is a moderately popular place for families, as children make up 20.2% of the population. The area has a poorly educated workforce, with 13.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.7% reporting working from home.

MetricLatest CensusYoY % Change
Population
15,300-8.0%
% Under 18
20.2%-12.9%
% Seniors
16.8%15.1%
% WFH
5.7%159.1%
% w/ College Degree
13.4%50.6%
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As of the latest ACS Survey released in 2023, Joliet, IL is a predominantly hispanic area, with 46.2% of the population identifying as hispanic. The hispanic population has grown by 33.5% in the last 5 years. The second most common race or ethnicity in Joliet, IL is white, making up 27.3% of the population. Foreign-born residents account for 19.8% of the population in Joliet, IL, and this percentage has increased by 32.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
27.3%-8.1%
% Black
23.2%-29.5%
% Hispanic
46.2%33.5%
% Asian
1.0%900.0%
% Foreign Born
19.8%32.0%
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Mortgage and Risk — Joliet, IL

According to HUD data as of 2023, there were 186 mortgage originations in Joliet, IL, of which 71.0% of loans were conventional mortgages. The average loan-to-value was 72.0%, with 46.0% above 90% LTV (very high). This implies large mortgage risk in Joliet, IL. Investor activity is low, as 3.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
186
% Conventional Loans
71.0%
% Government Loans
29.0%
% Investor Loans
3.0%
% Second Loans
0.0%
% Cash Out Refinance
12.0%

Loan Activity

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Rentals and Section 8 — Joliet, IL

As of 2024, the percent of homes in Joliet, IL under the Section 8 program is 12.2%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 3-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Joliet, IL, because HUD payments exceed market rent, while 2-bedroom units do not.

Section 8 Market Size

Total Units under HUD
368
Total Units Section 8
230
% Rentals under Section 8
12.2%
% Occupied Section 8
87.9%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$495$895$1,390
2 Bedroom-$10$1,580$1,570
3 Bedroom$20$2,000$2,020
4 Bedroom$570$1,800$2,370

Affordability — Joliet, IL

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.8
Median Home Price$204,000
Median Household Income$61,000

Joliet, IL — ZIP Code Boundary Map

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Frequently Asked Questions