Aurora, IL60504

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$341,000
4.0% YoY Growth
Median Household Income
$98,200
21.2% 5-Year Growth
Days on Market
30
10.0% Longer than last year
Home Price Forecast
1.1%
Median Rent
$2,290
6.8% YoY Growth
1-Bed Rent
$1,930
3.2% YoY Growth
2-Bed Rent
$2,350
6.4% YoY Growth
3-Bed Rent
$2,800
1.1% YoY Growth

Other Zip Codes in Aurora, IL

Property Listings — Aurora, IL

As of Oct '25, Realtor.com reports that the median days on market for a home in Aurora, IL is 30. This is a increase of 10.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 23.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$377,00011.0%
Listing Count
105-1.0%
Listings as % of Homes0.6%-1.0%
Days on Market
3010.0%
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Demographics — Aurora, IL

As of the latest ACS Survey released in 2023, Aurora, IL has a population of 38,900, which has increased by 2.2% over the past 5 years. Aurora, IL is a popular place for families, as children make up 26.1% of the population. The area has a highly educated workforce, with 49.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 16.9% reporting working from home.

MetricLatest CensusYoY % Change
Population
38,9002.2%
% Under 18
26.1%-2.2%
% Seniors
8.3%25.8%
% WFH
16.9%131.5%
% w/ College Degree
49.5%12.2%
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As of the latest ACS Survey released in 2023, Aurora, IL is a predominantly white area, with 37.9% of the population identifying as white. The white population has shrunk by 23.6% in the last 5 years. The second most common race or ethnicity in Aurora, IL is hispanic, making up 22.7% of the population. Foreign-born residents account for 23.9% of the population in Aurora, IL, and this percentage has increased by 13.8% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
37.9%-23.6%
% Black
14.6%1.4%
% Hispanic
22.7%22.7%
% Asian
20.3%37.2%
% Foreign Born
23.9%13.8%
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Mortgage and Risk — Aurora, IL

According to HUD data as of 2023, there were 589 mortgage originations in Aurora, IL, of which 87.0% of loans were conventional mortgages. The average loan-to-value was 69.0%, with 30.0% above 90% LTV (very high). This implies large mortgage risk in Aurora, IL. Investor activity is low, as 4.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
589
% Conventional Loans
87.0%
% Government Loans
13.0%
% Investor Loans
4.0%
% Second Loans
1.0%
% Cash Out Refinance
9.0%

Loan Activity

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Rentals and Section 8 — Aurora, IL

As of 2024, the percent of homes in Aurora, IL under the Section 8 program is 6.5%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Aurora, IL, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

Section 8 Market Size

Total Units under HUD
559
Total Units Section 8
549
% Rentals under Section 8
6.5%
% Occupied Section 8
79.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$210$1,930$2,140
2 Bedroom$80$2,350$2,430
3 Bedroom$330$2,800$3,130
4 Bedroom$360$3,300$3,660

Affordability — Aurora, IL

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3
Median Home Price$341,000
Median Household Income$98,200

Aurora, IL — ZIP Code Boundary Map

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Frequently Asked Questions