Earlville, IL—60518
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Earlville, IL
Earlville, IL lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $239,000 | 10.6% |
| Single Family | $239,000 | 11.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $220,000 | 10.0% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Earlville, IL
As of July '25, Rentcast reports the average rent in Earlville, IL is $1,120, with a year-over-year rent change of 1.8%. Per bedroom, the median rent as of July '25 in Earlville, IL is 2-bedrooms: $1,070, 3-bedrooms: $1,200. The most common rental property sizes in Earlville, IL are 3-bedroom and 2-bedroom, accounting for 45.4% and 25.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,200 | $1,120 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $850 | $1,070 |
| 3 Bed Rent | $1,200 | $1,200 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Earlville, IL
As of Oct '25, Realtor.com reports that the median days on market for a home in Earlville, IL is 25. This is a decrease of -25.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 18.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $251,000 | 19.0% |
Listing Count | 11 | 0.0% |
| Listings as % of Homes | 0.5% | 0.0% |
Days on Market | 25 | -25.0% |
Demographics — Earlville, IL
As of the latest ACS Survey released in 2023, Earlville, IL has a population of 3,580, which has remained stable by 0.9% over the past 5 years. Earlville, IL is a moderately popular place for families, as children make up 22.6% of the population. The area has a poorly educated workforce, with 15.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,580 | 0.9% |
% Under 18 | 22.6% | 4.6% |
% Seniors | 16.5% | 1.9% |
% WFH | 6.3% | -4.5% |
% w/ College Degree | 15.5% | -8.8% |
As of the latest ACS Survey released in 2023, Earlville, IL is a predominantly white area, with 83.3% of the population identifying as white. The white population has shrunk by 7.8% in the last 5 years. The second most common race or ethnicity in Earlville, IL is hispanic, making up 11.5% of the population. Foreign-born residents account for 4.1% of the population in Earlville, IL, and this percentage has increased by 105.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 83.3% | -7.8% |
% Black | 0.2% | -90.5% |
% Hispanic | 11.5% | 38.6% |
% Asian | 0.4% | -33.3% |
% Foreign Born | 4.1% | 105.0% |
Mortgage and Risk — Earlville, IL
According to HUD data as of 2023, there were 63 mortgage originations in Earlville, IL, of which 81.0% of loans were conventional mortgages. The average loan-to-value was 74.0%, with 30.0% above 90% LTV (very high). This implies large mortgage risk in Earlville, IL. Investor activity is low, as 6.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 63 |
% Conventional Loans | 81.0% |
% Government Loans | 19.0% |
% Investor Loans | 6.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 14.0% |
Loan Activity
Rentals and Section 8 — Earlville, IL
Earlville, IL lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 4 |
Total Units Section 8 | 4 |
% Rentals under Section 8 | 0.8% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $920 |
| 2 Bedroom | $350 | $850 | $1,200 |
| 3 Bedroom | $490 | $1,200 | $1,690 |
| 4 Bedroom | N/A | N/A | $2,030 |
Affordability — Earlville, IL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.7 |
| Median Home Price | $239,000 |
| Median Household Income | $73,800 |