Western Springs, IL60558

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$811,000
6.3% YoY Growth
Median Household Income
$219,000
35.5% 5-Year Growth
Days on Market
40
11.0% Longer than last year
Home Price Forecast
1.8%
Median Rent
$3,600
9.8% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
$2,950
62.8% YoY Growth
3-Bed Rent
$3,600
10.1% YoY Growth

Property Listings — Western Springs, IL

As of Oct '25, Realtor.com reports that the median days on market for a home in Western Springs, IL is 40. This is a increase of 11.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 8.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$1,110,00016.0%
Listing Count
503.0%
Listings as % of Homes0.9%3.0%
Days on Market
4011.0%
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Demographics — Western Springs, IL

As of the latest ACS Survey released in 2023, Western Springs, IL has a population of 13,400, which has remained stable by 1.0% over the past 5 years. Western Springs, IL is a popular place for families, as children make up 32.5% of the population. The area has a highly educated workforce, with 82.0% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 27.8% reporting working from home.

MetricLatest CensusYoY % Change
Population
13,4001.0%
% Under 18
32.5%2.2%
% Seniors
14.8%-5.7%
% WFH
27.8%251.9%
% w/ College Degree
82.0%4.6%
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As of the latest ACS Survey released in 2023, Western Springs, IL is a predominantly white area, with 88.4% of the population identifying as white. The white population has shrunk by 4.7% in the last 5 years. The second most common race or ethnicity in Western Springs, IL is hispanic, making up 5.8% of the population. Foreign-born residents account for 4.9% of the population in Western Springs, IL, and this percentage has increased by 40.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
88.4%-4.7%
% Black
0.3%-62.5%
% Hispanic
5.8%20.8%
% Asian
2.4%166.7%
% Foreign Born
4.9%40.0%
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Mortgage and Risk — Western Springs, IL

According to HUD data as of 2023, there were 212 mortgage originations in Western Springs, IL, of which 98.0% of loans were conventional mortgages. The average loan-to-value was 60.0%, with 13.0% above 90% LTV (elevated). This implies medium mortgage risk in Western Springs, IL. Investor activity is low, as 2.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
212
% Conventional Loans
98.0%
% Government Loans
2.0%
% Investor Loans
2.0%
% Second Loans
0.0%
% Cash Out Refinance
8.0%

Loan Activity

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Rentals and Section 8 — Western Springs, IL

Western Springs, IL lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
2
Total Units Section 8
2
% Rentals under Section 8
1.0%
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$2,340
2 Bedroom-$310$2,950$2,640
3 Bedroom-$210$3,600$3,390
4 BedroomN/AN/A$3,980

Affordability — Western Springs, IL

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.2
Median Home Price$811,000
Median Household Income$219,000

Western Springs, IL — ZIP Code Boundary Map

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Frequently Asked Questions