Harwood Heights, IL60706

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$383,000
5.7% YoY Growth
Median Household Income
$85,000
35.7% 5-Year Growth
Days on Market
30
23.0% Longer than last year
Home Price Forecast
1.3%
Median Rent
$2,500
6.8% YoY Growth
1-Bed Rent
$1,450
5.9% YoY Growth
2-Bed Rent
$1,800
17.1% YoY Growth
3-Bed Rent
$2,900
6.2% YoY Growth

Property Listings — Harwood Heights, IL

As of Oct '25, Realtor.com reports that the median days on market for a home in Harwood Heights, IL is 30. This is a increase of 23.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 20.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$393,0000.0%
Listing Count
49-19.0%
Listings as % of Homes0.5%-19.0%
Days on Market
3023.0%
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Demographics — Harwood Heights, IL

As of the latest ACS Survey released in 2023, Harwood Heights, IL has a population of 24,000, which has increased by 3.1% over the past 5 years. Harwood Heights, IL is a moderately popular place for families, as children make up 19.9% of the population. The area has a moderately educated workforce, with 30.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.3% reporting working from home.

MetricLatest CensusYoY % Change
Population
24,0003.1%
% Under 18
19.9%8.2%
% Seniors
21.7%-5.2%
% WFH
9.3%200.0%
% w/ College Degree
30.2%6.0%
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As of the latest ACS Survey released in 2023, Harwood Heights, IL is a predominantly white area, with 72.9% of the population identifying as white. The white population has shrunk by 9.3% in the last 5 years. The second most common race or ethnicity in Harwood Heights, IL is hispanic, making up 15.6% of the population. Foreign-born residents account for 41.0% of the population in Harwood Heights, IL, and this percentage has increased by 13.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
72.9%-9.3%
% Black
1.6%100.0%
% Hispanic
15.6%45.8%
% Asian
8.1%5.2%
% Foreign Born
41.0%13.3%
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Mortgage and Risk — Harwood Heights, IL

According to HUD data as of 2023, there were 246 mortgage originations in Harwood Heights, IL, of which 89.0% of loans were conventional mortgages. The average loan-to-value was 68.0%, with 27.0% above 90% LTV (very high). This implies large mortgage risk in Harwood Heights, IL. Investor activity is low, as 1.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
246
% Conventional Loans
89.0%
% Government Loans
11.0%
% Investor Loans
1.0%
% Second Loans
0.0%
% Cash Out Refinance
11.0%

Loan Activity

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Rentals and Section 8 — Harwood Heights, IL

As of 2024, the percent of homes in Harwood Heights, IL under the Section 8 program is 0.4%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Harwood Heights, IL, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.

Section 8 Market Size

Total Units under HUD
8
Total Units Section 8
8
% Rentals under Section 8
0.4%
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$50$1,450$1,400
2 Bedroom-$220$1,800$1,580
3 Bedroom-$870$2,900$2,030
4 Bedroom-$470$2,850$2,380

Affordability — Harwood Heights, IL

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.8
Median Home Price$383,000
Median Household Income$85,000

Harwood Heights, IL — ZIP Code Boundary Map

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Frequently Asked Questions