Fulton, IL—61252
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Fulton, IL
As of Oct '25, the median home price in Fulton, IL is $156,000, with a year-over-year change of 5.3%. This indicates that home prices in Fulton, IL are increasing. According to Zillow, the 1-year price projection is 1.2%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $156,000 | 5.3% |
| Single Family | $153,000 | 5.5% |
| Condos | $187,000 | 1.1% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $140,000 | 7.7% |
3 Bed | $173,000 | 4.2% |
4 Bed | $196,000 | 6.5% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Fulton, IL
Fulton, IL lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Fulton, IL
As of Oct '25, Realtor.com reports that the median days on market for a home in Fulton, IL is 39. This is a increase of 16.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 21.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $177,000 | -8.0% |
Listing Count | 29 | 8.0% |
| Listings as % of Homes | 0.6% | 8.0% |
Days on Market | 39 | 16.0% |
Demographics — Fulton, IL
As of the latest ACS Survey released in 2023, Fulton, IL has a population of 5,370, which has remained stable by 0.5% over the past 5 years. Fulton, IL is a moderately popular place for families, as children make up 19.3% of the population. The area has a poorly educated workforce, with 18.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 5,370 | 0.5% |
% Under 18 | 19.3% | -5.9% |
% Seniors | 23.1% | 7.4% |
% WFH | 7.3% | 114.7% |
% w/ College Degree | 18.6% | -15.5% |
As of the latest ACS Survey released in 2023, Fulton, IL is a predominantly white area, with 94.2% of the population identifying as white. The white population has shrunk by 2.9% in the last 5 years. The second most common race or ethnicity in Fulton, IL is hispanic, making up 3.5% of the population. Foreign-born residents account for 0.4% of the population in Fulton, IL, and this percentage has decreased by 75.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 94.2% | -2.9% |
% Black | 0.0% | -100.0% |
% Hispanic | 3.5% | 288.9% |
% Asian | 0.4% | 33.3% |
% Foreign Born | 0.4% | -75.0% |
Mortgage and Risk — Fulton, IL
According to HUD data as of 2023, there were 94 mortgage originations in Fulton, IL, of which 84.0% of loans were conventional mortgages. The average loan-to-value was 65.0%, with 32.0% above 90% LTV (very high). This implies large mortgage risk in Fulton, IL. Investor activity is low, as 6.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 94 |
% Conventional Loans | 84.0% |
% Government Loans | 16.0% |
% Investor Loans | 6.0% |
% Second Loans | 3.0% |
% Cash Out Refinance | 6.0% |
Loan Activity
Rentals and Section 8 — Fulton, IL
Fulton, IL lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 7 |
Total Units Section 8 | 7 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $700 |
| 2 Bedroom | N/A | N/A | $920 |
| 3 Bedroom | N/A | N/A | $1,150 |
| 4 Bedroom | N/A | N/A | $1,220 |
Affordability — Fulton, IL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.3 |
| Median Home Price | $156,000 |
| Median Household Income | $62,200 |