Princeton, IL61356

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$178,000
9.6% YoY Growth
Median Household Income
$64,000
7.2% 5-Year Growth
Days on Market
56
30.0% Longer than last year
Home Price Forecast
N/A
Median Rent
$775
40.5% YoY Growth
1-Bed Rent
$775
2.0% YoY Growth
2-Bed Rent
$800
28.3% YoY Growth
3-Bed Rent
N/A
N/A

Property Listings — Princeton, IL

As of Oct '25, Realtor.com reports that the median days on market for a home in Princeton, IL is 56. This is a increase of 30.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 29.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$207,000-9.0%
Listing Count
3533.0%
Listings as % of Homes0.8%33.0%
Days on Market
5630.0%
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Demographics — Princeton, IL

As of the latest ACS Survey released in 2023, Princeton, IL has a population of 10,700, which has remained stable by 0.6% over the past 5 years. Princeton, IL is a moderately popular place for families, as children make up 20.0% of the population. The area has a moderately educated workforce, with 28.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.1% reporting working from home.

MetricLatest CensusYoY % Change
Population
10,7000.6%
% Under 18
20.0%-2.0%
% Seniors
25.9%4.4%
% WFH
6.1%84.8%
% w/ College Degree
28.0%1.8%
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As of the latest ACS Survey released in 2023, Princeton, IL is a predominantly white area, with 89.1% of the population identifying as white. The white population has shrunk by 2.4% in the last 5 years. The second most common race or ethnicity in Princeton, IL is hispanic, making up 4.0% of the population. Foreign-born residents account for 2.5% of the population in Princeton, IL, and this percentage has decreased by 21.9% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
89.1%-2.4%
% Black
0.7%75.0%
% Hispanic
4.0%-42.0%
% Asian
1.7%142.9%
% Foreign Born
2.5%-21.9%
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Mortgage and Risk — Princeton, IL

According to HUD data as of 2023, there were 132 mortgage originations in Princeton, IL, of which 80.0% of loans were conventional mortgages. The average loan-to-value was 70.0%, with 30.0% above 90% LTV (very high). This implies large mortgage risk in Princeton, IL. Investor activity is low, as 0.0% of loans were by investors. 5.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
132
% Conventional Loans
80.0%
% Government Loans
20.0%
% Investor Loans
0.0%
% Second Loans
1.0%
% Cash Out Refinance
5.0%

Loan Activity

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Rentals and Section 8 — Princeton, IL

Princeton, IL lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
168
Total Units Section 8
65
% Rentals under Section 8
N/A
% Occupied Section 8
96.8%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$85$775$690
2 Bedroom$110$800$910
3 BedroomN/AN/A$1,120
4 BedroomN/AN/A$1,330

Affordability — Princeton, IL

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.2
Median Home Price$178,000
Median Household Income$64,000

Princeton, IL — ZIP Code Boundary Map

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Frequently Asked Questions