Kirkwood, IL—61447
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Kirkwood, IL
Kirkwood, IL lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $101,000 | 3.1% |
| Single Family | $101,000 | 2.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Kirkwood, IL
Kirkwood, IL lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Kirkwood, IL
As of Oct '25, Realtor.com reports that the median days on market for a home in Kirkwood, IL is 21. This is a increase of 234.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $38,000 | -69.0% |
Listing Count | 3 | -33.0% |
| Listings as % of Homes | 0.9% | -33.0% |
Days on Market | 21 | 234.0% |
Demographics — Kirkwood, IL
As of the latest ACS Survey released in 2023, Kirkwood, IL has a population of 1,050, which has increased by 2.7% over the past 5 years. Kirkwood, IL is a popular place for families, as children make up 26.9% of the population. The area has a moderately educated workforce, with 26.9% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 13.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,050 | 2.7% |
% Under 18 | 26.9% | 4.7% |
% Seniors | 16.8% | 6.3% |
% WFH | 13.6% | 240.0% |
% w/ College Degree | 26.9% | 6.3% |
As of the latest ACS Survey released in 2023, Kirkwood, IL is a predominantly white area, with 95.3% of the population identifying as white. The white population has shrunk by 3.3% in the last 5 years. The second most common race or ethnicity in Kirkwood, IL is asian, making up 2.2% of the population. Foreign-born residents account for 2.3% of the population in Kirkwood, IL, and this percentage has increased by Inf% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 95.3% | -3.3% |
% Black | 0.0% | N/A |
% Hispanic | 1.9% | 35.7% |
% Asian | 2.2% | ∞% |
% Foreign Born | 2.3% | ∞% |
Mortgage and Risk — Kirkwood, IL
According to HUD data as of 2023, there were 20 mortgage originations in Kirkwood, IL, of which 90.0% of loans were conventional mortgages. The average loan-to-value was 61.0%, with 30.0% above 90% LTV (very high). This implies large mortgage risk in Kirkwood, IL. Investor activity is low, as 0.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 20 |
% Conventional Loans | 90.0% |
% Government Loans | 10.0% |
% Investor Loans | 0.0% |
% Second Loans | 5.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Kirkwood, IL
Kirkwood, IL lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 9 |
Total Units Section 8 | 1 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $660 |
| 2 Bedroom | N/A | N/A | $870 |
| 3 Bedroom | N/A | N/A | $1,130 |
| 4 Bedroom | N/A | N/A | $1,420 |
Affordability — Kirkwood, IL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 1.1 |
| Median Home Price | $101,000 |
| Median Household Income | $82,300 |