Macomb, IL61455

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$106,000
2.9% YoY Growth
Median Household Income
$45,000
7.2% 5-Year Growth
Days on Market
78
63.0% Longer than last year
Home Price Forecast
-1.8%
Median Rent
$640
2.9% YoY Growth
1-Bed Rent
$625
4.9% YoY Growth
2-Bed Rent
$640
2.5% YoY Growth
3-Bed Rent
$1,050
4.8% YoY Growth

Property Listings — Macomb, IL

As of Oct '25, Realtor.com reports that the median days on market for a home in Macomb, IL is 78. This is a increase of 63.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 20.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$108,000-7.0%
Listing Count
8812.0%
Listings as % of Homes1.0%12.0%
Days on Market
7863.0%
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Demographics — Macomb, IL

As of the latest ACS Survey released in 2023, Macomb, IL has a population of 17,500, which has decreased by -15.4% over the past 5 years. Macomb, IL is a less popular place for families, as children make up 14.9% of the population. The area has a moderately educated workforce, with 38.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.5% reporting working from home.

MetricLatest CensusYoY % Change
Population
17,500-15.4%
% Under 18
14.9%2.1%
% Seniors
18.8%22.1%
% WFH
7.5%102.7%
% w/ College Degree
38.7%-6.3%
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As of the latest ACS Survey released in 2023, Macomb, IL is a predominantly white area, with 80.6% of the population identifying as white. The white population has shrunk by 3.5% in the last 5 years. The second most common race or ethnicity in Macomb, IL is black, making up 8.7% of the population. Foreign-born residents account for 4.2% of the population in Macomb, IL, and this percentage has decreased by 22.2% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
80.6%-3.5%
% Black
8.7%27.9%
% Hispanic
4.7%30.6%
% Asian
2.7%-12.9%
% Foreign Born
4.2%-22.2%
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Mortgage and Risk — Macomb, IL

According to HUD data as of 2023, there were 210 mortgage originations in Macomb, IL, of which 75.0% of loans were conventional mortgages. The average loan-to-value was 79.0%, with 34.0% above 90% LTV (very high). This implies large mortgage risk in Macomb, IL. Investor activity is low, as 3.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
210
% Conventional Loans
75.0%
% Government Loans
25.0%
% Investor Loans
3.0%
% Second Loans
2.0%
% Cash Out Refinance
7.0%

Loan Activity

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Rentals and Section 8 — Macomb, IL

Macomb, IL lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
689
Total Units Section 8
453
% Rentals under Section 8
N/A
% Occupied Section 8
85.2%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$115$625$740
2 Bedroom$320$640$960
3 Bedroom$170$1,050$1,220
4 Bedroom$310$1,140$1,450

Affordability — Macomb, IL

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.3
Median Home Price$106,000
Median Household Income$45,000

Macomb, IL — ZIP Code Boundary Map

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Frequently Asked Questions