Oneida, IL—61467
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Oneida, IL
As of Oct '25, the median home price in Oneida, IL is $130,000, with a year-over-year change of 3.2%. This indicates that home prices in Oneida, IL are increasing. According to Zillow, the 1-year price projection is 1.8%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $130,000 | 3.2% |
| Single Family | $130,000 | 4.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Oneida, IL
Oneida, IL lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Oneida, IL
As of Oct '25, Realtor.com reports that the median days on market for a home in Oneida, IL is 21. This is a decrease of -78.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $260,000 | 78.0% |
Listing Count | 1 | -50.0% |
| Listings as % of Homes | 0.9% | -50.0% |
Days on Market | 21 | -78.0% |
Demographics — Oneida, IL
As of the latest ACS Survey released in 2023, Oneida, IL has a population of 1,260, which has increased by 7.9% over the past 5 years. Oneida, IL is a popular place for families, as children make up 33.8% of the population. The area has a moderately educated workforce, with 36.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 2.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,260 | 7.9% |
% Under 18 | 33.8% | 14.2% |
% Seniors | 12.4% | -13.3% |
% WFH | 2.9% | -58.6% |
% w/ College Degree | 36.0% | 30.0% |
As of the latest ACS Survey released in 2023, Oneida, IL is a predominantly white area, with 94.7% of the population identifying as white. The white population has grown by 1.8% in the last 5 years. The second most common race or ethnicity in Oneida, IL is asian, making up 2.9% of the population. Foreign-born residents account for 0.2% of the population in Oneida, IL, and this percentage has increased by Inf% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 94.7% | 1.8% |
% Black | 0.2% | -91.3% |
% Hispanic | 0.4% | -50.0% |
% Asian | 2.9% | ∞% |
% Foreign Born | 0.2% | ∞% |
Mortgage and Risk — Oneida, IL
According to HUD data as of 2023, there were 47 mortgage originations in Oneida, IL, of which 83.0% of loans were conventional mortgages. The average loan-to-value was 66.0%, with 28.0% above 90% LTV (very high). This implies large mortgage risk in Oneida, IL. Investor activity is low, as 0.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 47 |
% Conventional Loans | 83.0% |
% Government Loans | 17.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 6.0% |
Loan Activity
Rentals and Section 8 — Oneida, IL
Oneida, IL lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 1 |
Total Units Section 8 | 1 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $790 |
| 2 Bedroom | N/A | N/A | $1,040 |
| 3 Bedroom | N/A | N/A | $1,350 |
| 4 Bedroom | N/A | N/A | $1,380 |
Affordability — Oneida, IL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 1.4 |
| Median Home Price | $130,000 |
| Median Household Income | $82,900 |