Morton, IL61550

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$273,000
6.7% YoY Growth
Median Household Income
$92,300
20.1% 5-Year Growth
Days on Market
26
6.0% Shorter than last year
Home Price Forecast
1.9%
Median Rent
$1,400
22.9% YoY Growth
1-Bed Rent
$675
N/A
2-Bed Rent
$1,400
33.0% YoY Growth
3-Bed Rent
$2,500
19.0% YoY Growth

Property Listings — Morton, IL

As of Oct '25, Realtor.com reports that the median days on market for a home in Morton, IL is 26. This is a decrease of -6.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 22.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$276,000-3.0%
Listing Count
36-14.0%
Listings as % of Homes0.2%-14.0%
Days on Market
26-6.0%
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Demographics — Morton, IL

As of the latest ACS Survey released in 2023, Morton, IL has a population of 18,700, which has increased by 5.1% over the past 5 years. Morton, IL is a moderately popular place for families, as children make up 24.5% of the population. The area has a moderately educated workforce, with 40.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.2% reporting working from home.

MetricLatest CensusYoY % Change
Population
18,7005.1%
% Under 18
24.5%0.4%
% Seniors
22.9%9.0%
% WFH
10.2%292.3%
% w/ College Degree
40.3%-9.2%
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As of the latest ACS Survey released in 2023, Morton, IL is a predominantly white area, with 92.0% of the population identifying as white. The white population has shrunk by 2.1% in the last 5 years. The second most common race or ethnicity in Morton, IL is asian, making up 2.8% of the population. Foreign-born residents account for 2.4% of the population in Morton, IL, and this percentage has decreased by 14.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
92.0%-2.1%
% Black
0.4%-69.2%
% Hispanic
2.1%-30.0%
% Asian
2.8%115.4%
% Foreign Born
2.4%-14.3%
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Mortgage and Risk — Morton, IL

According to HUD data as of 2023, there were 295 mortgage originations in Morton, IL, of which 89.0% of loans were conventional mortgages. The average loan-to-value was 59.0%, with 19.0% above 90% LTV (elevated). This implies medium mortgage risk in Morton, IL. Investor activity is low, as 2.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
295
% Conventional Loans
89.0%
% Government Loans
11.0%
% Investor Loans
2.0%
% Second Loans
0.0%
% Cash Out Refinance
6.0%

Loan Activity

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Rentals and Section 8 — Morton, IL

As of 2024, the percent of homes in Morton, IL under the Section 8 program is 8.4%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom units appear to be good home sizes to consider for Section 8 housing in Morton, IL, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
132
Total Units Section 8
132
% Rentals under Section 8
8.4%
% Occupied Section 8
95.4%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$205$675$880
2 Bedroom-$280$1,400$1,120
3 Bedroom-$1,050$2,500$1,450
4 Bedroom-$780$2,300$1,520

Affordability — Morton, IL

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.5
Median Home Price$273,000
Median Household Income$92,300

Morton, IL — ZIP Code Boundary Map

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Frequently Asked Questions