Peoria, IL61604

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$106,000
7.3% YoY Growth
Median Household Income
$50,600
8.1% 5-Year Growth
Days on Market
34
6.0% Longer than last year
Home Price Forecast
2.2%
Median Rent
$1,150
16.7% YoY Growth
1-Bed Rent
$799
4.8% YoY Growth
2-Bed Rent
$899
10.5% YoY Growth
3-Bed Rent
$1,250
31.1% YoY Growth

Other Zip Codes in Peoria, IL

Property Listings — Peoria, IL

As of Oct '25, Realtor.com reports that the median days on market for a home in Peoria, IL is 34. This is a increase of 6.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 28.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$115,00014.0%
Listing Count
99-15.0%
Listings as % of Homes0.6%-15.0%
Days on Market
346.0%
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Demographics — Peoria, IL

As of the latest ACS Survey released in 2023, Peoria, IL has a population of 27,500, which has decreased by -10.1% over the past 5 years. Peoria, IL is a moderately popular place for families, as children make up 21.5% of the population. The area has a poorly educated workforce, with 22.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.2% reporting working from home.

MetricLatest CensusYoY % Change
Population
27,500-10.1%
% Under 18
21.5%-1.8%
% Seniors
20.2%19.5%
% WFH
8.2%256.5%
% w/ College Degree
22.2%8.8%
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As of the latest ACS Survey released in 2023, Peoria, IL is a predominantly white area, with 55.1% of the population identifying as white. The white population has shrunk by 14.3% in the last 5 years. The second most common race or ethnicity in Peoria, IL is black, making up 28.7% of the population. Foreign-born residents account for 6.0% of the population in Peoria, IL, and this percentage has increased by 100.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
55.1%-14.3%
% Black
28.7%9.1%
% Hispanic
6.6%50.0%
% Asian
1.7%-10.5%
% Foreign Born
6.0%100.0%
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Mortgage and Risk — Peoria, IL

According to HUD data as of 2023, there were 452 mortgage originations in Peoria, IL, of which 77.0% of loans were conventional mortgages. The average loan-to-value was 76.0%, with 40.0% above 90% LTV (very high). This implies large mortgage risk in Peoria, IL. Investor activity is low, as 4.0% of loans were by investors. 5.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
452
% Conventional Loans
77.0%
% Government Loans
23.0%
% Investor Loans
4.0%
% Second Loans
1.0%
% Cash Out Refinance
5.0%

Loan Activity

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Rentals and Section 8 — Peoria, IL

As of 2024, the percent of homes in Peoria, IL under the Section 8 program is 42.1%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Peoria, IL, because HUD payments exceed market rent, while 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
1,678
Total Units Section 8
1,599
% Rentals under Section 8
42.1%
% Occupied Section 8
87.9%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$1$799$800
2 Bedroom$121$899$1,020
3 Bedroom$70$1,250$1,320
4 Bedroom-$110$1,500$1,390

Affordability — Peoria, IL

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio1.7
Median Home Price$106,000
Median Household Income$50,600

Peoria, IL — ZIP Code Boundary Map

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Frequently Asked Questions