Potomac, IL 61865 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Potomac, IL—61865

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$136,000

5.7% YoY Growth

Household Income

$71,800

32.0% YoY Growth

Days on Market

255

168.0% Longer YoY

Home Price Forecast

2.1%

Median Rent

N/A

1-Bed Rent

N/A

2-Bed Rent

N/A

3-Bed Rent

N/A

Home Price Trends — Potomac, IL

As of Dec '25, the median home price in Potomac, IL is $136,000, with a year-over-year change of 5.7%. This indicates that home prices in Potomac, IL are increasing. According to Zillow, the 1-year price projection is 2.1%, suggesting an increase housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$136,000	5.7%
Single Family	$136,000	6.2%
Condos	N/A	N/A

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Potomac, IL

Potomac, IL lacks sufficient rental market data for analysis.

Type	Median Rent	Average Rent
Average Rent	N/A	N/A
Studio Rent	N/A	N/A
1 Bed Rent	N/A	N/A
2 Bed Rent	N/A	N/A
3 Bed Rent	N/A	N/A
4 Bed Rent	N/A	N/A

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% of Rental Stock

1 Bedroom

7.0%

2 Bedrooms

45.6%

3 Bedrooms

29.8%

4 Bedrooms

10.5%

5+ Bedrooms

7.0%

Property Listings — Potomac, IL

As of Dec '25, Realtor.com reports that the median days on market for a home in Potomac, IL is 207. This is a increase of 287.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$63,000	-76.0%
Listing Count	3	40.0%
Listings as % of Homes	1.0%	40.0%
Days on Market	255	168.0%

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Demographics — Potomac, IL

As of the latest ACS Survey released in 2023, Potomac, IL has a population of 1,160, which has decreased by -25.6% over the past 5 years. Potomac, IL is a popular place for families, as children make up 27.9% of the population. The area has a poorly educated workforce, with 17.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.7% reporting working from home.

Metric	Latest Census	YoY % Change
Population	1,160	-25.6%
% Under 18	27.9%	-14.9%
% Seniors	19.4%	60.3%
% WFH	11.7%	72.1%
% w/ College Degree	17.2%	19.4%

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As of the latest ACS Survey released in 2023, Potomac, IL is a predominantly white area, with 90.8% of the population identifying as white. The white population has shrunk by 1.7% in the last 5 years. The second most common race or ethnicity in Potomac, IL is hispanic, making up 6.0% of the population. Foreign-born residents account for 1.2% of the population in Potomac, IL, and this percentage has decreased by 64.7% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	90.8%	-1.7%
% Black	1.2%	-33.3%
% Hispanic	6.0%	252.9%
% Asian	0.0%	-100.0%
% Foreign Born	1.2%	-64.7%

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Mortgage and Risk — Potomac, IL

According to HUD data as of 2023, there were 67 mortgage originations in Potomac, IL, of which 87.0% of loans were conventional mortgages. The average loan-to-value was 69.0%, with 19.0% above 90% LTV (elevated). This implies medium mortgage risk in Potomac, IL. Investor activity is low, as 3.0% of loans were by investors. 4.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	67
% Conventional Loans	87.0%
% Government Loans	13.0%
% Investor Loans	3.0%
% Second Loans	0.0%
% Cash Out Refinance	4.0%

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Rentals and Section 8 — Potomac, IL

Potomac, IL lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD	N/A
Total Units Section 8	N/A
% Rentals under Section 8	N/A
% Occupied Section 8	N/A

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	N/A	N/A	$670
2 Bedroom	N/A	N/A	$880
3 Bedroom	N/A	N/A	$1,080
4 Bedroom	N/A	N/A	$1,190

Potomac, IL—61865

Key Metrics at a Glance

Home Price Trends — Potomac, IL

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Potomac, IL

% of Rental Stock

Property Listings — Potomac, IL

Demographics — Potomac, IL

Race and Ethnicity

Mortgage and Risk — Potomac, IL

Mortgages

Rentals and Section 8 — Potomac, IL

Section 8 Market Size

Section 8 Opportunity

Affordability — Potomac, IL

Home Price to Income Ratio

Potomac, IL — ZIP Code Boundary Map

Nearby ZIP Codes

Collison, IL

Henning

Gerald, IL

Penfield, IL

East Lynn

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	1.7
Median Home Price	$136,000
Median Household Income	$71,800

Potomac, IL—61865

Key Metrics at a Glance

Home Price Trends — Potomac, IL

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Potomac, IL

% of Rental Stock

Property Listings — Potomac, IL

Demographics — Potomac, IL

Race and Ethnicity

Mortgage and Risk — Potomac, IL

Mortgages

Rentals and Section 8 — Potomac, IL

Section 8 Market Size

Section 8 Opportunity

Affordability — Potomac, IL

Home Price to Income Ratio

Potomac, IL — ZIP Code Boundary Map

Nearby ZIP Codes

Collison, IL

Henning

Gerald, IL

Penfield, IL

East Lynn

Frequently Asked Questions

What is the average home price in Potomac, IL 61865?

How have home prices in Potomac, IL 61865 changed over the past year?

What is the home price projection for Potomac, IL 61865?

What are the demographics of Potomac, IL 61865?

How long does it take homes to sell in Potomac, IL 61865?

What is the average rent price in Potomac, IL 61865?