Bethalto, IL62010

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$194,000
4.1% YoY Growth
Median Household Income
$72,700
7.7% 5-Year Growth
Days on Market
37
21.0% Shorter than last year
Home Price Forecast
1.2%
Median Rent
$1,200
43.6% YoY Growth
1-Bed Rent
$950
59.7% YoY Growth
2-Bed Rent
N/A
N/A
3-Bed Rent
$1,200
27.8% YoY Growth

Property Listings — Bethalto, IL

As of Oct '25, Realtor.com reports that the median days on market for a home in Bethalto, IL is 37. This is a decrease of -21.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 30.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$220,000-8.0%
Listing Count
4011.0%
Listings as % of Homes0.5%11.0%
Days on Market
37-21.0%
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Demographics — Bethalto, IL

As of the latest ACS Survey released in 2023, Bethalto, IL has a population of 11,200, which has decreased by -1.8% over the past 5 years. Bethalto, IL is a moderately popular place for families, as children make up 21.7% of the population. The area has a moderately educated workforce, with 29.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.4% reporting working from home.

MetricLatest CensusYoY % Change
Population
11,200-1.8%
% Under 18
21.7%-7.3%
% Seniors
20.4%28.3%
% WFH
8.4%281.8%
% w/ College Degree
29.7%45.6%
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As of the latest ACS Survey released in 2023, Bethalto, IL is a predominantly white area, with 95.1% of the population identifying as white. The white population has grown by 0.2% in the last 5 years. The second most common race or ethnicity in Bethalto, IL is black, making up 1.0% of the population. Foreign-born residents account for 0.2% of the population in Bethalto, IL, and this percentage has decreased by 81.8% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
95.1%0.2%
% Black
1.0%-16.7%
% Hispanic
1.0%-28.6%
% Asian
0.2%-80.0%
% Foreign Born
0.2%-81.8%
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Mortgage and Risk — Bethalto, IL

According to HUD data as of 2023, there were 52 mortgage originations in Bethalto, IL, of which 73.0% of loans were conventional mortgages. The average loan-to-value was 63.0%, with 31.0% above 90% LTV (very high). This implies large mortgage risk in Bethalto, IL. Investor activity is low, as 2.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
52
% Conventional Loans
73.0%
% Government Loans
27.0%
% Investor Loans
2.0%
% Second Loans
0.0%
% Cash Out Refinance
8.0%

Loan Activity

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Rentals and Section 8 — Bethalto, IL

Bethalto, IL lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
13
Total Units Section 8
13
% Rentals under Section 8
1.6%
% Occupied Section 8
85.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$70$950$880
2 BedroomN/AN/A$1,090
3 Bedroom$210$1,200$1,410
4 Bedroom-$360$2,000$1,640

Affordability — Bethalto, IL

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.4
Median Home Price$194,000
Median Household Income$72,700

Bethalto, IL — ZIP Code Boundary Map

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Frequently Asked Questions