Edwardsville, IL62025

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$319,000
3.1% YoY Growth
Median Household Income
$103,000
34.5% 5-Year Growth
Days on Market
51
27.0% Shorter than last year
Home Price Forecast
1.3%
Median Rent
$1,540
9.1% YoY Growth
1-Bed Rent
$1,650
26.8% YoY Growth
2-Bed Rent
$1,450
11.2% YoY Growth
3-Bed Rent
$2,000
1.9% YoY Growth

Property Listings — Edwardsville, IL

As of Oct '25, Realtor.com reports that the median days on market for a home in Edwardsville, IL is 51. This is a decrease of -27.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 40.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$416,000-6.0%
Listing Count
1146.0%
Listings as % of Homes0.6%6.0%
Days on Market
51-27.0%
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Demographics — Edwardsville, IL

As of the latest ACS Survey released in 2023, Edwardsville, IL has a population of 36,200, which has increased by 5.4% over the past 5 years. Edwardsville, IL is a moderately popular place for families, as children make up 21.9% of the population. The area has a highly educated workforce, with 52.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 13.7% reporting working from home.

MetricLatest CensusYoY % Change
Population
36,2005.4%
% Under 18
21.9%7.9%
% Seniors
14.4%14.3%
% WFH
13.7%110.8%
% w/ College Degree
52.5%15.4%
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As of the latest ACS Survey released in 2023, Edwardsville, IL is a predominantly white area, with 87.4% of the population identifying as white. The white population has grown by 3.7% in the last 5 years. The second most common race or ethnicity in Edwardsville, IL is black, making up 5.5% of the population. Foreign-born residents account for 2.6% of the population in Edwardsville, IL, and this percentage has decreased by 36.6% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
87.4%3.7%
% Black
5.5%-34.5%
% Hispanic
3.3%6.5%
% Asian
1.5%-16.7%
% Foreign Born
2.6%-36.6%
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Mortgage and Risk — Edwardsville, IL

According to HUD data as of 2023, there were 724 mortgage originations in Edwardsville, IL, of which 85.0% of loans were conventional mortgages. The average loan-to-value was 61.0%, with 24.0% above 90% LTV (very high). This implies large mortgage risk in Edwardsville, IL. Investor activity is low, as 2.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
724
% Conventional Loans
85.0%
% Government Loans
15.0%
% Investor Loans
2.0%
% Second Loans
1.0%
% Cash Out Refinance
10.0%

Loan Activity

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Rentals and Section 8 — Edwardsville, IL

As of 2024, the percent of homes in Edwardsville, IL under the Section 8 program is 2.7%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Edwardsville, IL, because HUD payments exceed market rent, while 1-bedroom and 2-bedroom and 3-bedroom units do not.

Section 8 Market Size

Total Units under HUD
103
Total Units Section 8
93
% Rentals under Section 8
2.7%
% Occupied Section 8
91.9%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$600$1,650$1,050
2 Bedroom-$150$1,450$1,300
3 Bedroom-$320$2,000$1,680
4 Bedroom$1,181$749$1,930

Affordability — Edwardsville, IL

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.8
Median Home Price$319,000
Median Household Income$103,000

Edwardsville, IL — ZIP Code Boundary Map

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Frequently Asked Questions