Jerseyville, IL—62052
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Jerseyville, IL
As of Oct '25, the median home price in Jerseyville, IL is $168,000, with a year-over-year change of 5.6%. This indicates that home prices in Jerseyville, IL are increasing. According to Zillow, the 1-year price projection is 0.8%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $168,000 | 5.6% |
| Single Family | $168,000 | 6.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $112,000 | 6.7% |
3 Bed | $176,000 | 5.4% |
4 Bed | $247,000 | 5.6% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Jerseyville, IL
As of July '25, Rentcast reports the average rent in Jerseyville, IL is $850, with a year-over-year rent change of 3.0%. Per bedroom, the median rent as of July '25 in Jerseyville, IL is 2-bedrooms: $850. The most common rental property sizes in Jerseyville, IL are 2-bedroom and 3-bedroom, accounting for 48.0% and 29.1% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $850 | $850 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $850 | $850 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Jerseyville, IL
As of Oct '25, Realtor.com reports that the median days on market for a home in Jerseyville, IL is 40. This is a increase of 41.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 33.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $160,000 | -13.0% |
Listing Count | 48 | 61.0% |
| Listings as % of Homes | 0.4% | 61.0% |
Days on Market | 40 | 41.0% |
Demographics — Jerseyville, IL
As of the latest ACS Survey released in 2023, Jerseyville, IL has a population of 12,500, which has increased by 1.6% over the past 5 years. Jerseyville, IL is a moderately popular place for families, as children make up 23.4% of the population. The area has a poorly educated workforce, with 21.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 12,500 | 1.6% |
% Under 18 | 23.4% | -1.3% |
% Seniors | 19.5% | 10.8% |
% WFH | 12.5% | 380.8% |
% w/ College Degree | 21.5% | 1.9% |
As of the latest ACS Survey released in 2023, Jerseyville, IL is a predominantly white area, with 95.6% of the population identifying as white. The white population has shrunk by 0.2% in the last 5 years. The second most common race or ethnicity in Jerseyville, IL is hispanic, making up 1.7% of the population. Foreign-born residents account for 0.7% of the population in Jerseyville, IL, and this percentage has decreased by 46.2% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 95.6% | -0.2% |
% Black | 0.2% | 0.0% |
% Hispanic | 1.7% | 13.3% |
% Asian | 0.2% | -33.3% |
% Foreign Born | 0.7% | -46.2% |
Mortgage and Risk — Jerseyville, IL
According to HUD data as of 2023, there were 201 mortgage originations in Jerseyville, IL, of which 73.0% of loans were conventional mortgages. The average loan-to-value was 72.0%, with 38.0% above 90% LTV (very high). This implies large mortgage risk in Jerseyville, IL. Investor activity is low, as 3.0% of loans were by investors. 5.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 201 |
% Conventional Loans | 73.0% |
% Government Loans | 27.0% |
% Investor Loans | 3.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 5.0% |
Loan Activity
Rentals and Section 8 — Jerseyville, IL
Jerseyville, IL lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 373 |
Total Units Section 8 | 253 |
% Rentals under Section 8 | 19.5% |
% Occupied Section 8 | 82.4% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $880 |
| 2 Bedroom | $240 | $850 | $1,090 |
| 3 Bedroom | N/A | N/A | $1,410 |
| 4 Bedroom | N/A | N/A | $1,640 |
Affordability — Jerseyville, IL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 1.9 |
| Median Home Price | $168,000 |
| Median Household Income | $75,300 |