Belleville, IL62220

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$148,000
3.2% YoY Growth
Median Household Income
$65,300
24.1% 5-Year Growth
Days on Market
52
20.0% Longer than last year
Home Price Forecast
0.7%
Median Rent
$1,350
18.5% YoY Growth
1-Bed Rent
$750
13.0% YoY Growth
2-Bed Rent
$1,050
15.3% YoY Growth
3-Bed Rent
$1,500
0.6% YoY Growth

Other Zip Codes in Belleville, IL

Property Listings — Belleville, IL

As of Oct '25, Realtor.com reports that the median days on market for a home in Belleville, IL is 52. This is a increase of 20.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 17.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$157,000-30.0%
Listing Count
10917.0%
Listings as % of Homes0.7%17.0%
Days on Market
5220.0%
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Demographics — Belleville, IL

As of the latest ACS Survey released in 2023, Belleville, IL has a population of 19,400, which has increased by 6.0% over the past 5 years. Belleville, IL is a moderately popular place for families, as children make up 23.3% of the population. The area has a moderately educated workforce, with 28.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.3% reporting working from home.

MetricLatest CensusYoY % Change
Population
19,4006.0%
% Under 18
23.3%5.9%
% Seniors
16.3%14.0%
% WFH
12.3%207.5%
% w/ College Degree
28.2%9.7%
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As of the latest ACS Survey released in 2023, Belleville, IL is a predominantly white area, with 67.1% of the population identifying as white. The white population has shrunk by 7.8% in the last 5 years. The second most common race or ethnicity in Belleville, IL is black, making up 22.4% of the population. Foreign-born residents account for 4.1% of the population in Belleville, IL, and this percentage has increased by 173.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
67.1%-7.8%
% Black
22.4%17.3%
% Hispanic
3.4%70.0%
% Asian
1.0%-9.1%
% Foreign Born
4.1%173.3%
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Mortgage and Risk — Belleville, IL

According to HUD data as of 2023, there were 407 mortgage originations in Belleville, IL, of which 63.0% of loans were conventional mortgages. The average loan-to-value was 74.0%, with 44.0% above 90% LTV (very high). This implies large mortgage risk in Belleville, IL. Investor activity is low, as 11.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
407
% Conventional Loans
63.0%
% Government Loans
37.0%
% Investor Loans
11.0%
% Second Loans
1.0%
% Cash Out Refinance
8.0%

Loan Activity

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Rentals and Section 8 — Belleville, IL

As of 2024, the percent of homes in Belleville, IL under the Section 8 program is 15.2%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Belleville, IL, because HUD payments exceed market rent, while 3-bedroom units do not.

Section 8 Market Size

Total Units under HUD
423
Total Units Section 8
375
% Rentals under Section 8
15.2%
% Occupied Section 8
83.3%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$140$750$890
2 Bedroom$50$1,050$1,100
3 Bedroom-$80$1,500$1,420
4 Bedroom$240$1,400$1,640

Affordability — Belleville, IL

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.1
Median Home Price$148,000
Median Household Income$65,300

Belleville, IL — ZIP Code Boundary Map

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Frequently Asked Questions