Belleville, IL62226

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$179,000
4.7% YoY Growth
Median Household Income
$66,000
20.6% 5-Year Growth
Days on Market
84
106.0% Longer than last year
Home Price Forecast
1.2%
Median Rent
$850
0.9% YoY Growth
1-Bed Rent
$780
14.2% YoY Growth
2-Bed Rent
$800
12.3% YoY Growth
3-Bed Rent
$1,400
17.9% YoY Growth

Other Zip Codes in Belleville, IL

Property Listings — Belleville, IL

As of Oct '25, Realtor.com reports that the median days on market for a home in Belleville, IL is 84. This is a increase of 106.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 24.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$270,000111.0%
Listing Count
13339.0%
Listings as % of Homes0.7%39.0%
Days on Market
84106.0%
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Demographics — Belleville, IL

As of the latest ACS Survey released in 2023, Belleville, IL has a population of 28,500, which has remained stable by -0.4% over the past 5 years. Belleville, IL is a moderately popular place for families, as children make up 19.6% of the population. The area has a moderately educated workforce, with 33.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.4% reporting working from home.

MetricLatest CensusYoY % Change
Population
28,500-0.4%
% Under 18
19.6%-3.9%
% Seniors
18.0%1.7%
% WFH
9.4%154.1%
% w/ College Degree
33.1%11.8%
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As of the latest ACS Survey released in 2023, Belleville, IL is a predominantly white area, with 64.4% of the population identifying as white. The white population has shrunk by 9.3% in the last 5 years. The second most common race or ethnicity in Belleville, IL is black, making up 24.5% of the population. Foreign-born residents account for 4.1% of the population in Belleville, IL, and this percentage has increased by 28.1% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
64.4%-9.3%
% Black
24.5%12.9%
% Hispanic
2.6%-23.5%
% Asian
2.3%155.6%
% Foreign Born
4.1%28.1%
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Mortgage and Risk — Belleville, IL

According to HUD data as of 2023, there were 263 mortgage originations in Belleville, IL, of which 65.0% of loans were conventional mortgages. The average loan-to-value was 74.0%, with 45.0% above 90% LTV (very high). This implies large mortgage risk in Belleville, IL. Investor activity is low, as 8.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
263
% Conventional Loans
65.0%
% Government Loans
35.0%
% Investor Loans
8.0%
% Second Loans
1.0%
% Cash Out Refinance
7.0%

Loan Activity

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Rentals and Section 8 — Belleville, IL

As of 2024, the percent of homes in Belleville, IL under the Section 8 program is 13.5%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Belleville, IL, because HUD payments exceed market rent, while 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
679
Total Units Section 8
561
% Rentals under Section 8
13.5%
% Occupied Section 8
82.3%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$100$780$880
2 Bedroom$290$800$1,090
3 Bedroom$10$1,400$1,410
4 Bedroom-$360$2,000$1,640

Affordability — Belleville, IL

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.5
Median Home Price$179,000
Median Household Income$66,000

Belleville, IL — ZIP Code Boundary Map

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Frequently Asked Questions