Millstadt, IL62260

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$293,000
5.2% YoY Growth
Median Household Income
$93,900
18.3% 5-Year Growth
Days on Market
71
45.0% Longer than last year
Home Price Forecast
1.8%
Median Rent
N/A
N/A
1-Bed Rent
N/A
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
N/A
N/A

Property Listings — Millstadt, IL

As of Oct '25, Realtor.com reports that the median days on market for a home in Millstadt, IL is 71. This is a increase of 45.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 21.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$438,00013.0%
Listing Count
2944.0%
Listings as % of Homes0.3%44.0%
Days on Market
7145.0%
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Demographics — Millstadt, IL

As of the latest ACS Survey released in 2023, Millstadt, IL has a population of 6,520, which has decreased by -12.0% over the past 5 years. Millstadt, IL is a moderately popular place for families, as children make up 17.8% of the population. The area has a moderately educated workforce, with 30.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.6% reporting working from home.

MetricLatest CensusYoY % Change
Population
6,520-12.0%
% Under 18
17.8%-10.6%
% Seniors
22.7%37.6%
% WFH
9.6%269.2%
% w/ College Degree
30.6%-3.5%
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As of the latest ACS Survey released in 2023, Millstadt, IL is a predominantly white area, with 96.1% of the population identifying as white. The white population has shrunk by 0.8% in the last 5 years. The second most common race or ethnicity in Millstadt, IL is hispanic, making up 1.3% of the population. Foreign-born residents account for 0.7% of the population in Millstadt, IL, and this percentage has decreased by 12.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
96.1%-0.8%
% Black
0.0%-100.0%
% Hispanic
1.3%-18.8%
% Asian
0.0%N/A
% Foreign Born
0.7%-12.5%
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Mortgage and Risk — Millstadt, IL

According to HUD data as of 2023, there were 145 mortgage originations in Millstadt, IL, of which 83.0% of loans were conventional mortgages. The average loan-to-value was 58.0%, with 22.0% above 90% LTV (very high). This implies large mortgage risk in Millstadt, IL. Investor activity is low, as 3.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
145
% Conventional Loans
83.0%
% Government Loans
17.0%
% Investor Loans
3.0%
% Second Loans
1.0%
% Cash Out Refinance
8.0%

Loan Activity

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Rentals and Section 8 — Millstadt, IL

Millstadt, IL lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
25
Total Units Section 8
6
% Rentals under Section 8
1.3%
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$1,050
2 BedroomN/AN/A$1,300
3 BedroomN/AN/A$1,680
4 BedroomN/AN/A$1,930

Affordability — Millstadt, IL

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.8
Median Home Price$293,000
Median Household Income$93,900

Millstadt, IL — ZIP Code Boundary Map

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Frequently Asked Questions