Saint Jacob, IL—62281
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Saint Jacob, IL
As of Oct '25, the median home price in Saint Jacob, IL is $348,000, with a year-over-year change of 3.8%. This indicates that home prices in Saint Jacob, IL are increasing. According to Zillow, the 1-year price projection is 1.1%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $348,000 | 3.8% |
| Single Family | $349,000 | 3.9% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $294,000 | 3.5% |
4 Bed | $382,000 | 4.4% |
| 5 Bed | $454,000 | 4.6% |
% of Housing Stock
Rental Trends — Saint Jacob, IL
Saint Jacob, IL lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,000 | $2,000 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $2,000 | $2,000 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Saint Jacob, IL
As of Oct '25, Realtor.com reports that the median days on market for a home in Saint Jacob, IL is 165. This is a increase of 187.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $487,000 | -3.0% |
Listing Count | 15 | 147.0% |
| Listings as % of Homes | 0.3% | 147.0% |
Days on Market | 165 | 187.0% |
Demographics — Saint Jacob, IL
As of the latest ACS Survey released in 2023, Saint Jacob, IL has a population of 3,020, which has increased by 11.3% over the past 5 years. Saint Jacob, IL is a popular place for families, as children make up 32.4% of the population. The area has a moderately educated workforce, with 37.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,020 | 11.3% |
% Under 18 | 32.4% | 4.2% |
% Seniors | 7.8% | -29.1% |
% WFH | 6.4% | -27.3% |
% w/ College Degree | 37.2% | 6.6% |
As of the latest ACS Survey released in 2023, Saint Jacob, IL is a predominantly white area, with 97.0% of the population identifying as white. The white population has shrunk by 1.4% in the last 5 years. The second most common race or ethnicity in Saint Jacob, IL is hispanic, making up 0.9% of the population. Foreign-born residents account for 0.1% of the population in Saint Jacob, IL, and this percentage has remained stable as of the ACS Survey 5 years prior, suggesting immigration has remained steady.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 97.0% | -1.4% |
% Black | 0.0% | N/A |
% Hispanic | 0.9% | -10.0% |
% Asian | 0.2% | ∞% |
% Foreign Born | 0.1% | 0.0% |
Mortgage and Risk — Saint Jacob, IL
Saint Jacob, IL lacks sufficient mortgage origination data for analysis.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | N/A |
% Conventional Loans | N/A |
% Government Loans | N/A |
% Investor Loans | N/A |
% Second Loans | N/A |
% Cash Out Refinance | N/A |
Loan Activity
No data available
Rentals and Section 8 — Saint Jacob, IL
Saint Jacob, IL lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,260 |
| 2 Bedroom | N/A | N/A | $1,560 |
| 3 Bedroom | $20 | $2,000 | $2,020 |
| 4 Bedroom | N/A | N/A | $2,320 |
Affordability — Saint Jacob, IL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.5 |
| Median Home Price | $348,000 |
| Median Household Income | $123,000 |