Camp Point, IL—62320
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Camp Point, IL
As of Oct '25, the median home price in Camp Point, IL is $182,000, with a year-over-year change of -4.3%. This indicates that home prices in Camp Point, IL are decreasing. According to Zillow, the 1-year price projection is 1.2%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $182,000 | -4.3% |
| Single Family | $182,000 | -1.6% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Camp Point, IL
Camp Point, IL lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Camp Point, IL
As of Oct '25, Realtor.com reports that the median days on market for a home in Camp Point, IL is 42. This is a decrease of -29.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 44.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $184,000 | -26.0% |
Listing Count | 9 | 35.0% |
| Listings as % of Homes | 0.4% | 35.0% |
Days on Market | 42 | -29.0% |
Demographics — Camp Point, IL
As of the latest ACS Survey released in 2023, Camp Point, IL has a population of 2,430, which has increased by 4.6% over the past 5 years. Camp Point, IL is a popular place for families, as children make up 32.0% of the population. The area has a moderately educated workforce, with 27.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 14.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,430 | 4.6% |
% Under 18 | 32.0% | 42.2% |
% Seniors | 17.4% | 31.8% |
% WFH | 14.8% | 196.0% |
% w/ College Degree | 27.8% | 54.4% |
As of the latest ACS Survey released in 2023, Camp Point, IL is a predominantly white area, with 96.3% of the population identifying as white. The white population has grown by 1.0% in the last 5 years. The second most common race or ethnicity in Camp Point, IL is hispanic, making up 2.8% of the population. Foreign-born residents account for 0.1% of the population in Camp Point, IL, and this percentage has decreased by 83.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 96.3% | 1.0% |
% Black | 0.2% | ∞% |
% Hispanic | 2.8% | ∞% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 0.1% | -83.3% |
Mortgage and Risk — Camp Point, IL
According to HUD data as of 2023, there were 35 mortgage originations in Camp Point, IL, of which 71.0% of loans were conventional mortgages. The average loan-to-value was 64.0%, with 40.0% above 90% LTV (very high). This implies large mortgage risk in Camp Point, IL. Investor activity is low, as 0.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 35 |
% Conventional Loans | 71.0% |
% Government Loans | 29.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 6.0% |
Loan Activity
Rentals and Section 8 — Camp Point, IL
Camp Point, IL lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 46 |
Total Units Section 8 | 8 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $760 |
| 2 Bedroom | N/A | N/A | $990 |
| 3 Bedroom | N/A | N/A | $1,280 |
| 4 Bedroom | N/A | N/A | $1,340 |
Affordability — Camp Point, IL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.6 |
| Median Home Price | $182,000 |
| Median Household Income | $77,800 |