Saint Elmo, IL 62458 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Saint Elmo, IL—62458

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$127,000

3.2% YoY Growth

Household Income

$49,100

12.4% YoY Growth

Days on Market

73

72.0% Shorter YoY

Home Price Forecast

N/A

Median Rent

N/A

1-Bed Rent

N/A

2-Bed Rent

N/A

3-Bed Rent

N/A

Home Price Trends — Saint Elmo, IL

Saint Elmo, IL lacks sufficient home price data for analysis.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$127,000	-3.2%
Single Family	$126,000	-6.0%
Condos	N/A	N/A

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed	N/A	N/A

Rental Trends — Saint Elmo, IL

Saint Elmo, IL lacks sufficient rental market data for analysis.

Type	Median Rent	Average Rent
Average Rent	N/A	N/A
Studio Rent	N/A	N/A
1 Bed Rent	N/A	N/A
2 Bed Rent	N/A	N/A
3 Bed Rent	N/A	N/A
4 Bed Rent	N/A	N/A

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% of Rental Stock

Studio

4.3%

1 Bedroom

1.7%

2 Bedrooms

65.5%

3 Bedrooms

12.1%

4 Bedrooms

9.5%

5+ Bedrooms

6.9%

Property Listings — Saint Elmo, IL

As of Dec '25, Realtor.com reports that the median days on market for a home in Saint Elmo, IL is 49. This is a decrease of -79.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 31.0%, representing a large inventory and a lot of supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$79,000	-27.0%
Listing Count	12	143.0%
Listings as % of Homes	0.8%	143.0%
Days on Market	73	-72.0%

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Demographics — Saint Elmo, IL

As of the latest ACS Survey released in 2023, Saint Elmo, IL has a population of 2,190, which has increased by 10.6% over the past 5 years. Saint Elmo, IL is a moderately popular place for families, as children make up 21.9% of the population. The area has a poorly educated workforce, with 11.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.5% reporting working from home.

Metric	Latest Census	YoY % Change
Population	2,190	10.6%
% Under 18	21.9%	11.7%
% Seniors	17.8%	-34.3%
% WFH	12.5%	941.7%
% w/ College Degree	11.2%	20.4%

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As of the latest ACS Survey released in 2023, Saint Elmo, IL is a predominantly white area, with 96.8% of the population identifying as white. The white population has shrunk by 2.2% in the last 5 years. The second most common race or ethnicity in Saint Elmo, IL is hispanic, making up 0.6% of the population. Foreign-born residents account for 0.9% of the population in Saint Elmo, IL, and this percentage has increased by 28.6% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	96.8%	-2.2%
% Black	0.4%	300.0%
% Hispanic	0.6%	100.0%
% Asian	0.4%	∞%
% Foreign Born	0.9%	28.6%

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Mortgage and Risk — Saint Elmo, IL

According to HUD data as of 2023, there were 22 mortgage originations in Saint Elmo, IL, of which 82.0% of loans were conventional mortgages. The average loan-to-value was 74.0%, with 45.0% above 90% LTV (very high). This implies large mortgage risk in Saint Elmo, IL. Investor activity is low, as 0.0% of loans were by investors. 0.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	22
% Conventional Loans	82.0%
% Government Loans	18.0%
% Investor Loans	0.0%
% Second Loans	5.0%
% Cash Out Refinance	0.0%

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Rentals and Section 8 — Saint Elmo, IL

Saint Elmo, IL lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD	1
Total Units Section 8	1
% Rentals under Section 8	N/A
% Occupied Section 8	N/A

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	N/A	N/A	$720
2 Bedroom	N/A	N/A	$870
3 Bedroom	N/A	N/A	$1,120
4 Bedroom	N/A	N/A	$1,170

Saint Elmo, IL—62458

Key Metrics at a Glance

Home Price Trends — Saint Elmo, IL

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Saint Elmo, IL

% of Rental Stock

Property Listings — Saint Elmo, IL

Demographics — Saint Elmo, IL

Race and Ethnicity

Mortgage and Risk — Saint Elmo, IL

Mortgages

Rentals and Section 8 — Saint Elmo, IL

Section 8 Market Size

Section 8 Opportunity

Affordability — Saint Elmo, IL

Home Price to Income Ratio

Saint Elmo, IL — ZIP Code Boundary Map

Nearby ZIP Codes

Altamont, IL

Beecher City, IL

La Clede, IL

Edgewood, IL

Mason, IL

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	2.5
Median Home Price	$127,000
Median Household Income	$49,100

Saint Elmo, IL—62458

Key Metrics at a Glance

Home Price Trends — Saint Elmo, IL

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Saint Elmo, IL

% of Rental Stock

Property Listings — Saint Elmo, IL

Demographics — Saint Elmo, IL

Race and Ethnicity

Mortgage and Risk — Saint Elmo, IL

Mortgages

Rentals and Section 8 — Saint Elmo, IL

Section 8 Market Size

Section 8 Opportunity

Affordability — Saint Elmo, IL

Home Price to Income Ratio

Saint Elmo, IL — ZIP Code Boundary Map

Nearby ZIP Codes

Altamont, IL

Beecher City, IL

La Clede, IL

Edgewood, IL

Mason, IL

Frequently Asked Questions

What is the average home price in Saint Elmo, IL 62458?

How have home prices in Saint Elmo, IL 62458 changed over the past year?

What is the home price projection for Saint Elmo, IL 62458?

What are the demographics of Saint Elmo, IL 62458?

How long does it take homes to sell in Saint Elmo, IL 62458?

What is the average rent price in Saint Elmo, IL 62458?