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Mount Zion, IL—62549

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$191,000
6.0% YoY Growth
Household Income
$109,000
51.9% YoY Growth
Days on Market
47
9.0% Shorter YoY
Home Price Forecast
2.1%
Median Rent
$1,990
17.1% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
$1,990
N/A
3-Bed Rent
N/A
N/A
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Mount Zion, IL

As of Dec '25, the median home price in Mount Zion, IL is $191,000, with a year-over-year change of 6.0%. This indicates that home prices in Mount Zion, IL are increasing. According to Zillow, the 1-year price projection is 2.1%, suggesting an increase housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$191,0006.0%
Single Family $192,0006.1%
Condos N/AN/A

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed
  • Affordability
  • Rentals and Section 8
    • N/A
    N/A
    2 Bed
    		N/AN/A
    3 Bed
    		$185,0005.7%
    4 Bed
    		$281,0004.9%
    5 Bed N/AN/A
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    % of Housing Stock

    Studio
    0.7%
    1 Bedroom
    6.7%
    2 Bedrooms
    14.4%
    3 Bedrooms
    47.5%
    4 Bedrooms
    22.8%
    5+ Bedrooms
    7.9%

    Rental Trends — Mount Zion, IL

    As of July '25, Rentcast reports the average rent in Mount Zion, IL is $1,990, with a year-over-year rent change of 17.1%. Per bedroom, the median rent as of July '25 in Mount Zion, IL is 2-bedrooms: $1,990. The most common rental property sizes in Mount Zion, IL are 1-bedroom and 3-bedroom, accounting for 45.3% and 25.3% of the rental stock.

    TypeMedian RentAverage Rent
    Average Rent$1,990$1,990
    Studio Rent N/AN/A
    1 Bed Rent N/AN/A
    2 Bed Rent $1,990$1,990
    3 Bed Rent N/AN/A
    4 Bed Rent N/AN/A
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    % of Rental Stock

    1 Bedroom
    45.3%
    2 Bedrooms
    23.3%
    3 Bedrooms
    25.3%
    4 Bedrooms
    6.1%

    Property Listings — Mount Zion, IL

    As of Dec '25, Realtor.com reports that the median days on market for a home in Mount Zion, IL is 35. This is a decrease of -10.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 36.0%, representing a large inventory and a lot of supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$310,0007.0%
    Listing Count
    		13-14.0%
    Listings as % of Homes0.6%-14.0%
    Days on Market
    		47-9.0%
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    Demographics — Mount Zion, IL

    As of the latest ACS Survey released in 2023, Mount Zion, IL has a population of 6,790, which has increased by 8.4% over the past 5 years. Mount Zion, IL is a popular place for families, as children make up 31.4% of the population. The area has a moderately educated workforce, with 31.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.4% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		6,7908.4%
    % Under 18
    		31.4%16.7%
    % Seniors
    		16.3%-0.6%
    % WFH
    		8.4%52.7%
    % w/ College Degree
    		31.2%-11.4%
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    As of the latest ACS Survey released in 2023, Mount Zion, IL is a predominantly white area, with 90.1% of the population identifying as white. The white population has grown by 2.3% in the last 5 years. The second most common race or ethnicity in Mount Zion, IL is black, making up 4.4% of the population. Foreign-born residents account for 1.3% of the population in Mount Zion, IL, and this percentage has increased by 8.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		90.1%2.3%
    % Black
    		4.4%22.2%
    % Hispanic
    		2.2%∞%
    % Asian
    		2.8%250.0%
    % Foreign Born
    		1.3%8.3%
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    Mortgage and Risk — Mount Zion, IL

    According to HUD data as of 2023, there were 115 mortgage originations in Mount Zion, IL, of which 75.0% of loans were conventional mortgages. The average loan-to-value was 78.0%, with 33.0% above 90% LTV (very high). This implies large mortgage risk in Mount Zion, IL. Investor activity is low, as 6.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		115
    % Conventional Loans
    		75.0%
    % Government Loans
    		25.0%
    % Investor Loans
    		6.0%
    % Second Loans
    		0.0%
    % Cash Out Refinance
    		7.0%
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    Rentals and Section 8 — Mount Zion, IL

    Mount Zion, IL lacks sufficient Section 8 program data for analysis.

    Section 8 Market Size

    Total Units under HUD
    		N/A
    Total Units Section 8
    		N/A
    % Rentals under Section 8
    		N/A
    % Occupied Section 8
    		N/A

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 BedroomN/AN/A$780
    2 Bedroom-$1,020$1,990$970
    3 BedroomN/AN/A$1,280
    4 BedroomN/AN/A$1,510

    Affordability — Mount Zion, IL

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio1.5
    Median Home Price$191,000
    Median Household Income$109,000

    Mount Zion, IL — ZIP Code Boundary Map

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    Nearby ZIP Codes

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    61925

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    Frequently Asked Questions