Ashland, IL62612

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$129,000
5.2% YoY Growth
Median Household Income
$61,800
5.2% 5-Year Growth
Days on Market
17
46.0% Shorter than last year
Home Price Forecast
N/A
Median Rent
N/A
N/A
1-Bed Rent
N/A
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
N/A
N/A

Property Listings — Ashland, IL

As of Oct '25, Realtor.com reports that the median days on market for a home in Ashland, IL is 17. This is a decrease of -46.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$116,0004.0%
Listing Count
4-40.0%
Listings as % of Homes0.6%-40.0%
Days on Market
17-46.0%
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Demographics — Ashland, IL

As of the latest ACS Survey released in 2023, Ashland, IL has a population of 1,490, which has decreased by -17.2% over the past 5 years. Ashland, IL is a popular place for families, as children make up 26.0% of the population. The area has a poorly educated workforce, with 20.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.1% reporting working from home.

MetricLatest CensusYoY % Change
Population
1,490-17.2%
% Under 18
26.0%50.3%
% Seniors
22.3%14.4%
% WFH
6.1%-30.7%
% w/ College Degree
20.0%-8.3%
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As of the latest ACS Survey released in 2023, Ashland, IL is a predominantly white area, with 97.7% of the population identifying as white. The white population has remained stable in the last 5 years. The second most common race or ethnicity in Ashland, IL is hispanic, making up 0.7% of the population. Foreign-born residents account for 0.0% of the population in Ashland, IL, and this percentage has decreased by 100.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
97.7%0.0%
% Black
0.1%-75.0%
% Hispanic
0.7%-22.2%
% Asian
0.0%N/A
% Foreign Born
0.0%-100.0%
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Mortgage and Risk — Ashland, IL

According to HUD data as of 2023, there were 31 mortgage originations in Ashland, IL, of which 87.0% of loans were conventional mortgages. The average loan-to-value was 69.0%, with 23.0% above 90% LTV (very high). This implies large mortgage risk in Ashland, IL. Investor activity is low, as 6.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
31
% Conventional Loans
87.0%
% Government Loans
13.0%
% Investor Loans
6.0%
% Second Loans
6.0%
% Cash Out Refinance
6.0%

Loan Activity

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Rentals and Section 8 — Ashland, IL

Ashland, IL lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
N/A
Total Units Section 8
N/A
% Rentals under Section 8
N/A
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$970
2 BedroomN/AN/A$1,100
3 BedroomN/AN/A$1,490
4 BedroomN/AN/A$1,830

Affordability — Ashland, IL

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio1.8
Median Home Price$129,000
Median Household Income$61,800

Ashland, IL — ZIP Code Boundary Map

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Frequently Asked Questions