Bluffs, IL—62621
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Bluffs, IL
Bluffs, IL lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | N/A | N/A |
| Single Family | N/A | N/A |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Bluffs, IL
Bluffs, IL lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Bluffs, IL
As of Oct '25, Realtor.com reports that the median days on market for a home in Bluffs, IL is 41. This is a increase of 18.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $429,000 | -7.0% |
Listing Count | 1 | 0.0% |
| Listings as % of Homes | N/A | 0.0% |
Days on Market | 41 | 18.0% |
Demographics — Bluffs, IL
As of the latest ACS Survey released in 2023, Bluffs, IL has a population of 1,160, which has decreased by -2.8% over the past 5 years. Bluffs, IL is a moderately popular place for families, as children make up 19.4% of the population. The area has a poorly educated workforce, with 19.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,160 | -2.8% |
% Under 18 | 19.4% | -11.0% |
% Seniors | 21.0% | 34.6% |
% WFH | 6.5% | 170.8% |
% w/ College Degree | 19.2% | 19.3% |
As of the latest ACS Survey released in 2023, Bluffs, IL is a predominantly white area, with 94.3% of the population identifying as white. The white population has shrunk by 4.7% in the last 5 years. The second most common race or ethnicity in Bluffs, IL is hispanic, making up 4.8% of the population. Foreign-born residents account for 0.5% of the population in Bluffs, IL, and this percentage has increased by 150.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 94.3% | -4.7% |
% Black | 0.6% | ∞% |
% Hispanic | 4.8% | 433.3% |
% Asian | 0.6% | 200.0% |
% Foreign Born | 0.5% | 150.0% |
Mortgage and Risk — Bluffs, IL
According to HUD data as of 2023, there were 2 mortgage originations in Bluffs, IL, of which 50.0% of loans were conventional mortgages. The average loan-to-value was 85.0%, with 50.0% above 90% LTV (very high). This implies large mortgage risk in Bluffs, IL. Investor activity is low, as 0.0% of loans were by investors. 0.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 2 |
% Conventional Loans | 50.0% |
% Government Loans | 50.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 0.0% |
Loan Activity
Rentals and Section 8 — Bluffs, IL
Bluffs, IL lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 30 |
Total Units Section 8 | 0 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $740 |
| 2 Bedroom | N/A | N/A | $970 |
| 3 Bedroom | N/A | N/A | $1,170 |
| 4 Bedroom | N/A | N/A | $1,290 |
Affordability — Bluffs, IL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | N/A |
| Median Home Price | N/A |
| Median Household Income | $86,800 |