Carlinville, IL62626

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$141,000
1.6% YoY Growth
Median Household Income
$64,400
11.8% 5-Year Growth
Days on Market
98
59.0% Longer than last year
Home Price Forecast
1.7%
Median Rent
$400
11.1% YoY Growth
1-Bed Rent
$400
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
$1,000
49.3% YoY Growth

Property Listings — Carlinville, IL

As of Oct '25, Realtor.com reports that the median days on market for a home in Carlinville, IL is 98. This is a increase of 59.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 16.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$204,00010.0%
Listing Count
2522.0%
Listings as % of Homes0.5%22.0%
Days on Market
9859.0%
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Demographics — Carlinville, IL

As of the latest ACS Survey released in 2023, Carlinville, IL has a population of 7,910, which has increased by 2.6% over the past 5 years. Carlinville, IL is a moderately popular place for families, as children make up 19.6% of the population. The area has a moderately educated workforce, with 25.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.3% reporting working from home.

MetricLatest CensusYoY % Change
Population
7,9102.6%
% Under 18
19.6%-15.9%
% Seniors
24.2%22.2%
% WFH
7.3%4.3%
% w/ College Degree
25.8%-17.0%
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As of the latest ACS Survey released in 2023, Carlinville, IL is a predominantly white area, with 91.3% of the population identifying as white. The white population has shrunk by 1.3% in the last 5 years. The second most common race or ethnicity in Carlinville, IL is hispanic, making up 2.8% of the population. Foreign-born residents account for 1.8% of the population in Carlinville, IL, and this percentage has increased by 5.9% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
91.3%-1.3%
% Black
2.3%-20.7%
% Hispanic
2.8%21.7%
% Asian
0.2%-66.7%
% Foreign Born
1.8%5.9%
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Mortgage and Risk — Carlinville, IL

According to HUD data as of 2023, there were 144 mortgage originations in Carlinville, IL, of which 84.0% of loans were conventional mortgages. The average loan-to-value was 59.0%, with 21.0% above 90% LTV (very high). This implies large mortgage risk in Carlinville, IL. Investor activity is low, as 1.0% of loans were by investors. 4.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
144
% Conventional Loans
84.0%
% Government Loans
16.0%
% Investor Loans
1.0%
% Second Loans
3.0%
% Cash Out Refinance
4.0%

Loan Activity

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Rentals and Section 8 — Carlinville, IL

Carlinville, IL lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
116
Total Units Section 8
27
% Rentals under Section 8
2.4%
% Occupied Section 8
66.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$310$400$710
2 BedroomN/AN/A$930
3 Bedroom$190$1,000$1,190
4 BedroomN/AN/A$1,430

Affordability — Carlinville, IL

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.1
Median Home Price$141,000
Median Household Income$64,400

Carlinville, IL — ZIP Code Boundary Map

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Frequently Asked Questions