Kinmundy, IL—62854
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Kinmundy, IL
As of Oct '25, the median home price in Kinmundy, IL is $137,000, with a year-over-year change of -1.6%. This indicates that home prices in Kinmundy, IL are decreasing. According to Zillow, the 1-year price projection is 1.0%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $137,000 | -1.6% |
| Single Family | $137,000 | 0.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Kinmundy, IL
Kinmundy, IL lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Kinmundy, IL
As of Oct '25, Realtor.com reports that the median days on market for a home in Kinmundy, IL is 66. This is a decrease of -1.0% from last year, suggesting that homes are sitting on the market about the same amount of time than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $214,000 | 166.0% |
Listing Count | 6 | 89.0% |
| Listings as % of Homes | 0.9% | 89.0% |
Days on Market | 66 | -1.0% |
Demographics — Kinmundy, IL
As of the latest ACS Survey released in 2023, Kinmundy, IL has a population of 1,560, which has decreased by -9.0% over the past 5 years. Kinmundy, IL is a popular place for families, as children make up 26.3% of the population. The area has a poorly educated workforce, with 11.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 3.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,560 | -9.0% |
% Under 18 | 26.3% | -3.0% |
% Seniors | 26.4% | 72.5% |
% WFH | 3.7% | 5.7% |
% w/ College Degree | 11.6% | 0.9% |
As of the latest ACS Survey released in 2023, Kinmundy, IL is a predominantly white area, with 94.7% of the population identifying as white. The white population has shrunk by 3.2% in the last 5 years. The second most common race or ethnicity in Kinmundy, IL is hispanic, making up 3.8% of the population. Foreign-born residents account for 0.7% of the population in Kinmundy, IL, and this percentage has increased by 250.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 94.7% | -3.2% |
% Black | 0.0% | N/A |
% Hispanic | 3.8% | 192.3% |
% Asian | 0.1% | ∞% |
% Foreign Born | 0.7% | 250.0% |
Mortgage and Risk — Kinmundy, IL
According to HUD data as of 2023, there were 45 mortgage originations in Kinmundy, IL, of which 76.0% of loans were conventional mortgages. The average loan-to-value was 67.0%, with 29.0% above 90% LTV (very high). This implies large mortgage risk in Kinmundy, IL. Investor activity is low, as 0.0% of loans were by investors. 18.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 45 |
% Conventional Loans | 76.0% |
% Government Loans | 24.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 18.0% |
Loan Activity
Rentals and Section 8 — Kinmundy, IL
Kinmundy, IL lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 22 |
Total Units Section 8 | 1 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $730 |
| 2 Bedroom | N/A | N/A | $870 |
| 3 Bedroom | N/A | N/A | $1,120 |
| 4 Bedroom | N/A | N/A | $1,440 |
Affordability — Kinmundy, IL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.2 |
| Median Home Price | $137,000 |
| Median Household Income | $60,100 |