Eldorado, IL62930

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$65,000
15.6% YoY Growth
Median Household Income
$54,100
34.6% 5-Year Growth
Days on Market
57
67.0% Longer than last year
Home Price Forecast
N/A
Median Rent
N/A
N/A
1-Bed Rent
N/A
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
N/A
N/A

Property Listings — Eldorado, IL

As of Oct '25, Realtor.com reports that the median days on market for a home in Eldorado, IL is 57. This is a increase of 67.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 12.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$82,5008.0%
Listing Count
177.0%
Listings as % of Homes0.3%7.0%
Days on Market
5767.0%
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Demographics — Eldorado, IL

As of the latest ACS Survey released in 2023, Eldorado, IL has a population of 5,760, which has decreased by -5.1% over the past 5 years. Eldorado, IL is a moderately popular place for families, as children make up 18.4% of the population. The area has a poorly educated workforce, with 19.9% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.4% reporting working from home.

MetricLatest CensusYoY % Change
Population
5,760-5.1%
% Under 18
18.4%-9.8%
% Seniors
21.7%-1.4%
% WFH
6.4%392.3%
% w/ College Degree
19.9%-4.8%
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As of the latest ACS Survey released in 2023, Eldorado, IL is a predominantly white area, with 92.2% of the population identifying as white. The white population has shrunk by 1.1% in the last 5 years. The second most common race or ethnicity in Eldorado, IL is hispanic, making up 3.5% of the population. Foreign-born residents account for 3.0% of the population in Eldorado, IL, and this percentage has increased by 650.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
92.2%-1.1%
% Black
0.2%-90.0%
% Hispanic
3.5%29.6%
% Asian
1.6%∞%
% Foreign Born
3.0%650.0%
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Mortgage and Risk — Eldorado, IL

According to HUD data as of 2023, there were 49 mortgage originations in Eldorado, IL, of which 61.0% of loans were conventional mortgages. The average loan-to-value was 85.0%, with 33.0% above 90% LTV (very high). This implies large mortgage risk in Eldorado, IL. Investor activity is low, as 0.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
49
% Conventional Loans
61.0%
% Government Loans
39.0%
% Investor Loans
0.0%
% Second Loans
0.0%
% Cash Out Refinance
8.0%

Loan Activity

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Rentals and Section 8 — Eldorado, IL

Eldorado, IL lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
150
Total Units Section 8
24
% Rentals under Section 8
N/A
% Occupied Section 8
98.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$690
2 BedroomN/AN/A$910
3 BedroomN/AN/A$1,220
4 BedroomN/AN/A$1,220

Affordability — Eldorado, IL

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio1.3
Median Home Price$65,000
Median Household Income$54,100

Eldorado, IL — ZIP Code Boundary Map

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Frequently Asked Questions