Ozark, IL—62972
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Ozark, IL
As of Oct '25, the median home price in Ozark, IL is $210,000, with a year-over-year change of -1.5%. This indicates that home prices in Ozark, IL are decreasing. According to Zillow, the 1-year price projection is -0.2%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $210,000 | -1.5% |
| Single Family | $210,000 | -0.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Ozark, IL
Ozark, IL lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Ozark, IL
As of Oct '25, Realtor.com reports that the median days on market for a home in Ozark, IL is 23. This is a decrease of -15.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $259,000 | -29.0% |
Listing Count | 2 | 67.0% |
| Listings as % of Homes | 1.0% | 67.0% |
Days on Market | 23 | -15.0% |
Demographics — Ozark, IL
As of the latest ACS Survey released in 2023, Ozark, IL has a population of 891, which has decreased by -14.2% over the past 5 years. Ozark, IL is a moderately popular place for families, as children make up 18.9% of the population. The area has a poorly educated workforce, with 23.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 891 | -14.2% |
% Under 18 | 18.9% | 1.6% |
% Seniors | 27.0% | 53.4% |
% WFH | 4.7% | 62.1% |
% w/ College Degree | 23.2% | 51.6% |
As of the latest ACS Survey released in 2023, Ozark, IL is a predominantly white area, with 88.4% of the population identifying as white. The white population has shrunk by 10.5% in the last 5 years. The second most common race or ethnicity in Ozark, IL is hispanic, making up 9.4% of the population. Foreign-born residents account for 1.5% of the population in Ozark, IL, and this percentage has increased by 25.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 88.4% | -10.5% |
% Black | 0.0% | N/A |
% Hispanic | 9.4% | ∞% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 1.5% | 25.0% |
Mortgage and Risk — Ozark, IL
According to HUD data as of 2023, there were 82 mortgage originations in Ozark, IL, of which 77.0% of loans were conventional mortgages. The average loan-to-value was 74.0%, with 21.0% above 90% LTV (very high). This implies large mortgage risk in Ozark, IL. Investor activity is low, as 7.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 82 |
% Conventional Loans | 77.0% |
% Government Loans | 23.0% |
% Investor Loans | 7.0% |
% Second Loans | 20.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — Ozark, IL
Ozark, IL lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $720 |
| 2 Bedroom | N/A | N/A | $910 |
| 3 Bedroom | N/A | N/A | $1,220 |
| 4 Bedroom | N/A | N/A | $1,440 |
Affordability — Ozark, IL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.3 |
| Median Home Price | $210,000 |
| Median Household Income | $82,000 |