Ballwin, MO63011

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$427,000
2.9% YoY Growth
Median Household Income
$122,000
23.1% 5-Year Growth
Days on Market
34
15.0% Longer than last year
Home Price Forecast
0.8%
Median Rent
$2,450
5.2% YoY Growth
1-Bed Rent
$1,050
N/A
2-Bed Rent
$1,980
1.1% YoY Growth
3-Bed Rent
$2,250
1.7% YoY Growth

Other Zip Codes in Ballwin, MO

Property Listings — Ballwin, MO

As of Oct '25, Realtor.com reports that the median days on market for a home in Ballwin, MO is 34. This is a increase of 15.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 37.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$449,0002.0%
Listing Count
8722.0%
Listings as % of Homes0.5%22.0%
Days on Market
3415.0%
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Demographics — Ballwin, MO

As of the latest ACS Survey released in 2023, Ballwin, MO has a population of 36,300, which has decreased by -5.6% over the past 5 years. Ballwin, MO is a moderately popular place for families, as children make up 23.3% of the population. The area has a highly educated workforce, with 66.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 21.8% reporting working from home.

MetricLatest CensusYoY % Change
Population
36,300-5.6%
% Under 18
23.3%-2.9%
% Seniors
21.7%13.0%
% WFH
21.8%186.8%
% w/ College Degree
66.4%17.9%
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As of the latest ACS Survey released in 2023, Ballwin, MO is a predominantly white area, with 78.3% of the population identifying as white. The white population has shrunk by 9.5% in the last 5 years. The second most common race or ethnicity in Ballwin, MO is asian, making up 7.5% of the population. Foreign-born residents account for 8.4% of the population in Ballwin, MO, and this percentage has increased by 2.4% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
78.3%-9.5%
% Black
2.4%14.3%
% Hispanic
4.8%33.3%
% Asian
7.5%33.9%
% Foreign Born
8.4%2.4%
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Mortgage and Risk — Ballwin, MO

According to HUD data as of 2023, there were 581 mortgage originations in Ballwin, MO, of which 94.0% of loans were conventional mortgages. The average loan-to-value was 57.0%, with 18.0% above 90% LTV (elevated). This implies medium mortgage risk in Ballwin, MO. Investor activity is low, as 2.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
581
% Conventional Loans
94.0%
% Government Loans
6.0%
% Investor Loans
2.0%
% Second Loans
1.0%
% Cash Out Refinance
9.0%

Loan Activity

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Rentals and Section 8 — Ballwin, MO

As of 2024, the percent of homes in Ballwin, MO under the Section 8 program is 8.4%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Ballwin, MO, because HUD payments exceed market rent, while 2-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
195
Total Units Section 8
195
% Rentals under Section 8
8.4%
% Occupied Section 8
97.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$420$1,050$1,470
2 Bedroom-$160$1,980$1,820
3 Bedroom$100$2,250$2,350
4 Bedroom-$200$2,900$2,700

Affordability — Ballwin, MO

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.1
Median Home Price$427,000
Median Household Income$122,000

Ballwin, MO — ZIP Code Boundary Map

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Frequently Asked Questions