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Chesterfield, MO—63017

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$563,000
3.7% YoY Growth
Household Income
$129,000
21.2% YoY Growth
Days on Market
41
48.0% Longer YoY
Home Price Forecast
0.7%
Median Rent
$2,850
14.7% YoY Growth
1-Bed Rent
$1,340
11.5% YoY Growth
2-Bed Rent
$1,500
36.8% YoY Growth
3-Bed Rent
$2,300
11.7% YoY Growth
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Chesterfield, MO

As of May '26, the median home price in Chesterfield, MO is $563,000, with a year-over-year change of 3.7%. This indicates that home prices in Chesterfield, MO are increasing. According to Zillow, the 1-year price projection is 0.7%, suggesting a relatively flat housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$563,0003.7%
Single Family $587,0003.7%
Condos $326,0002.5%

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed
  • Affordability
  • Rentals and Section 8
    • $427,000
    -1.4%
    2 Bed
    		$297,0001.4%
    3 Bed
    		$498,0003.5%
    4 Bed
    		$602,0003.8%
    5 Bed $726,0184.2%
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    % of Housing Stock

    Studio
    0.8%
    1 Bedroom
    7.3%
    2 Bedrooms
    21.2%
    3 Bedrooms
    24.4%
    4 Bedrooms
    37.9%
    5+ Bedrooms
    8.3%

    Rental Trends — Chesterfield, MO

    As of July '25, Rentcast reports the average rent in Chesterfield, MO is $2,660, with a year-over-year rent change of 14.7%. Per bedroom, the median rent as of July '25 in Chesterfield, MO is 1-bedrooms: $1,310, 2-bedrooms: $1,970, 3-bedrooms: $2,570, 4-bedrooms: $3,460. The most common rental property sizes in Chesterfield, MO are 2-bedroom and 1-bedroom, accounting for 45.7% and 30.4% of the rental stock.

    TypeMedian RentAverage Rent
    Average Rent$2,850$2,660
    Studio Rent N/AN/A
    1 Bed Rent $1,340$1,310
    2 Bed Rent $1,500$1,970
    3 Bed Rent $2,300$2,570
    4 Bed Rent $3,250$3,460
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    % of Rental Stock

    Studio
    2.9%
    1 Bedroom
    30.4%
    2 Bedrooms
    45.7%
    3 Bedrooms
    17.5%
    4 Bedrooms
    2.2%
    5+ Bedrooms
    1.3%

    Property Listings — Chesterfield, MO

    As of May '26, Realtor.com reports that the median days on market for a home in Chesterfield, MO is 41. This is a increase of 48.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 12.0%, representing a small inventory and little supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$600,00030.0%
    Listing Count
    		16519.0%
    Listings as % of Homes0.4%19.0%
    Days on Market
    		4148.0%
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    Demographics — Chesterfield, MO

    As of the latest ACS Survey released in 2023, Chesterfield, MO has a population of 43,100, which has increased by 3.7% over the past 5 years. Chesterfield, MO is a moderately popular place for families, as children make up 20.8% of the population. The area has a highly educated workforce, with 70.1% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 23.4% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		43,1003.7%
    % Under 18
    		20.8%2.0%
    % Seniors
    		27.7%3.7%
    % WFH
    		23.4%188.9%
    % w/ College Degree
    		70.1%7.7%
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    As of the latest ACS Survey released in 2023, Chesterfield, MO is a predominantly white area, with 74.5% of the population identifying as white. The white population has shrunk by 6.6% in the last 5 years. The second most common race or ethnicity in Chesterfield, MO is asian, making up 13.3% of the population. Foreign-born residents account for 15.9% of the population in Chesterfield, MO, and this percentage has increased by 21.4% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		74.5%-6.6%
    % Black
    		3.6%-16.3%
    % Hispanic
    		2.6%-10.3%
    % Asian
    		13.3%20.9%
    % Foreign Born
    		15.9%21.4%
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    Mortgage and Risk — Chesterfield, MO

    According to HUD data as of 2023, there were 31 mortgage originations in Chesterfield, MO, of which 87.0% of loans were conventional mortgages. The average loan-to-value was 63.0%, with 32.0% above 90% LTV (very high). This implies large mortgage risk in Chesterfield, MO. Investor activity is low, as 3.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		31
    % Conventional Loans
    		87.0%
    % Government Loans
    		13.0%
    % Investor Loans
    		3.0%
    % Second Loans
    		0.0%
    % Cash Out Refinance
    		16.0%
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    Rentals and Section 8 — Chesterfield, MO

    As of 2024, the percent of homes in Chesterfield, MO under the Section 8 program is 0.2%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Chesterfield, MO, because HUD payments exceed market rent, while 1-bedroom and 3-bedroom and 4-bedroom units do not.

    Section 8 Market Size

    Total Units under HUD
    		7
    Total Units Section 8
    		6
    % Rentals under Section 8
    		0.2%
    % Occupied Section 8
    		N/A

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 Bedroom-$10$1,340$1,330
    2 Bedroom$140$1,500$1,640
    3 Bedroom-$180$2,300$2,120
    4 Bedroom-$810$3,250$2,440

    Affordability — Chesterfield, MO

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio3.7
    Median Home Price$563,000
    Median Household Income$129,000

    Chesterfield, MO — ZIP Code Boundary Map

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    Nearby ZIP Codes

    Ballwin, MO

    63011

    Creve Coeur, MO

    63141

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    63146

    Ballwin, MO

    63021

    Saint Charles, MO

    63303

    Frequently Asked Questions