Ballwin, MO—63021
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Ballwin, MO
Home Price Trends — Ballwin, MO
As of Oct '25, the median home price in Ballwin, MO is $377,000, with a year-over-year change of 2.8%. This indicates that home prices in Ballwin, MO are increasing. According to Zillow, the 1-year price projection is 0.8%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $377,000 | 2.8% |
| Single Family | $394,000 | 2.9% |
| Condos | $209,000 | 0.5% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $207,000 | 1.0% |
2 Bed | $213,000 | 0.9% |
3 Bed | $330,000 | 2.2% |
4 Bed | $497,000 | 4.0% |
| 5 Bed | $603,000 | 4.0% |
% of Housing Stock
Rental Trends — Ballwin, MO
As of July '25, Rentcast reports the average rent in Ballwin, MO is $2,200, with a year-over-year rent change of 1.4%. Per bedroom, the median rent as of July '25 in Ballwin, MO is studios: $1,800, 1-bedrooms: $1,230, 2-bedrooms: $1,660, 3-bedrooms: $2,420, 4-bedrooms: $2,600. The most common rental property sizes in Ballwin, MO are 2-bedroom and 1-bedroom, accounting for 45.5% and 29.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,300 | $2,200 |
| Studio Rent | $1,800 | $1,800 |
| 1 Bed Rent | $1,100 | $1,230 |
| 2 Bed Rent | $1,500 | $1,660 |
| 3 Bed Rent | $2,340 | $2,420 |
| 4 Bed Rent | $2,500 | $2,600 |
% of Rental Stock
Property Listings — Ballwin, MO
As of Oct '25, Realtor.com reports that the median days on market for a home in Ballwin, MO is 36. This is a increase of 25.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 30.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $389,000 | -1.0% |
Listing Count | 169 | 36.0% |
| Listings as % of Homes | 0.3% | 36.0% |
Days on Market | 36 | 25.0% |
Demographics — Ballwin, MO
As of the latest ACS Survey released in 2023, Ballwin, MO has a population of 56,300, which has remained stable by 0.1% over the past 5 years. Ballwin, MO is a moderately popular place for families, as children make up 22.6% of the population. The area has a highly educated workforce, with 62.1% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 17.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 56,300 | 0.1% |
% Under 18 | 22.6% | -1.7% |
% Seniors | 17.1% | 11.8% |
% WFH | 17.3% | 188.3% |
% w/ College Degree | 62.1% | 10.9% |
As of the latest ACS Survey released in 2023, Ballwin, MO is a predominantly white area, with 76.1% of the population identifying as white. The white population has shrunk by 10.0% in the last 5 years. The second most common race or ethnicity in Ballwin, MO is asian, making up 9.9% of the population. Foreign-born residents account for 10.7% of the population in Ballwin, MO, and this percentage has increased by 16.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 76.1% | -10.0% |
% Black | 2.5% | -3.8% |
% Hispanic | 5.2% | 79.3% |
% Asian | 9.9% | 32.0% |
% Foreign Born | 10.7% | 16.3% |
Mortgage and Risk — Ballwin, MO
According to HUD data as of 2023, there were 178 mortgage originations in Ballwin, MO, of which 93.0% of loans were conventional mortgages. The average loan-to-value was 57.0%, with 24.0% above 90% LTV (very high). This implies large mortgage risk in Ballwin, MO. Investor activity is low, as 0.0% of loans were by investors. 4.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 178 |
% Conventional Loans | 93.0% |
% Government Loans | 7.0% |
% Investor Loans | 0.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 4.0% |
Loan Activity
Rentals and Section 8 — Ballwin, MO
As of 2024, the percent of homes in Ballwin, MO under the Section 8 program is 0.4%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom units appear to be good home sizes to consider for Section 8 housing in Ballwin, MO, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 16 |
Total Units Section 8 | 16 |
% Rentals under Section 8 | 0.4% |
% Occupied Section 8 | 80.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $70 | $1,100 | $1,170 |
| 2 Bedroom | -$50 | $1,500 | $1,450 |
| 3 Bedroom | -$470 | $2,340 | $1,870 |
| 4 Bedroom | -$340 | $2,500 | $2,160 |
Affordability — Ballwin, MO
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3 |
| Median Home Price | $377,000 |
| Median Household Income | $114,000 |