Eureka, MO—63025
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Eureka, MO
As of Oct '25, the median home price in Eureka, MO is $414,000, with a year-over-year change of 3.4%. This indicates that home prices in Eureka, MO are increasing. According to Zillow, the 1-year price projection is 0.9%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $414,000 | 3.4% |
| Single Family | $418,000 | 3.5% |
| Condos | $218,000 | 1.9% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $287,000 | 1.4% |
3 Bed | $354,000 | 2.9% |
4 Bed | $483,000 | 2.5% |
| 5 Bed | $621,000 | 2.8% |
% of Housing Stock
Rental Trends — Eureka, MO
As of July '25, Rentcast reports the average rent in Eureka, MO is $2,210, with a year-over-year rent change of -13.7%. Per bedroom, the median rent as of July '25 in Eureka, MO is 1-bedrooms: $3,000, 2-bedrooms: $1,080, 3-bedrooms: $2,350, 4-bedrooms: $2,770. The most common rental property sizes in Eureka, MO are 2-bedroom and 3-bedroom, accounting for 43.4% and 36.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,500 | $2,210 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $3,000 | $3,000 |
| 2 Bed Rent | $1,080 | $1,080 |
| 3 Bed Rent | $2,500 | $2,350 |
| 4 Bed Rent | $2,500 | $2,770 |
% of Rental Stock
Property Listings — Eureka, MO
As of Oct '25, Realtor.com reports that the median days on market for a home in Eureka, MO is 51. This is a decrease of -24.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 37.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $419,000 | 5.0% |
Listing Count | 87 | -13.0% |
| Listings as % of Homes | 1.2% | -13.0% |
Days on Market | 51 | -24.0% |
Demographics — Eureka, MO
As of the latest ACS Survey released in 2023, Eureka, MO has a population of 18,500, which has increased by 28.9% over the past 5 years. Eureka, MO is a popular place for families, as children make up 29.0% of the population. The area has a highly educated workforce, with 50.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 19.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 18,500 | 28.9% |
% Under 18 | 29.0% | 12.0% |
% Seniors | 13.8% | -16.4% |
% WFH | 19.7% | 278.8% |
% w/ College Degree | 50.3% | 8.2% |
As of the latest ACS Survey released in 2023, Eureka, MO is a predominantly white area, with 85.6% of the population identifying as white. The white population has shrunk by 7.7% in the last 5 years. The second most common race or ethnicity in Eureka, MO is hispanic, making up 4.3% of the population. Foreign-born residents account for 4.4% of the population in Eureka, MO, and this percentage has increased by 7.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 85.6% | -7.7% |
% Black | 0.3% | -50.0% |
% Hispanic | 4.3% | 53.6% |
% Asian | 2.5% | 4.2% |
% Foreign Born | 4.4% | 7.3% |
Mortgage and Risk — Eureka, MO
According to HUD data as of 2023, there were 529 mortgage originations in Eureka, MO, of which 90.0% of loans were conventional mortgages. The average loan-to-value was 60.0%, with 20.0% above 90% LTV (very high). This implies large mortgage risk in Eureka, MO. Investor activity is low, as 2.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 529 |
% Conventional Loans | 90.0% |
% Government Loans | 10.0% |
% Investor Loans | 2.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 8.0% |
Loan Activity
Rentals and Section 8 — Eureka, MO
As of 2024, the percent of homes in Eureka, MO under the Section 8 program is 0.2%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Eureka, MO, because HUD payments exceed market rent, while 1-bedroom and 3-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 64 |
Total Units Section 8 | 2 |
% Rentals under Section 8 | 0.2% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$1,870 | $3,000 | $1,130 |
| 2 Bedroom | $310 | $1,080 | $1,390 |
| 3 Bedroom | -$700 | $2,500 | $1,800 |
| 4 Bedroom | -$430 | $2,500 | $2,070 |
Affordability — Eureka, MO
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.9 |
| Median Home Price | $414,000 |
| Median Household Income | $134,000 |