Downtown St. Louis, Saint Louis, MO—63101
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Downtown St. Louis, Saint Louis, MO
Home Price Trends — Downtown St. Louis, Saint Louis, MO
As of Oct '25, the median home price in Downtown St. Louis, Saint Louis, MO is $195,000, with a year-over-year change of -2.3%. This indicates that home prices in Downtown St. Louis, Saint Louis, MO are decreasing. According to Zillow, the 1-year price projection is 0.2%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $195,000 | -2.3% |
| Single Family | N/A | N/A |
| Condos | $190,000 | -2.1% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $207,000 | -1.4% |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Downtown St. Louis, Saint Louis, MO
As of July '25, Rentcast reports the average rent in Downtown St. Louis, Saint Louis, MO is $1,480, with a year-over-year rent change of 3.5%. Per bedroom, the median rent as of July '25 in Downtown St. Louis, Saint Louis, MO is studios: $1,140, 1-bedrooms: $1,220, 2-bedrooms: $1,860. The most common rental property sizes in Downtown St. Louis, Saint Louis, MO are 1-bedroom and 2-bedroom, accounting for 55.0% and 38.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,300 | $1,480 |
| Studio Rent | $1,120 | $1,140 |
| 1 Bed Rent | $1,200 | $1,220 |
| 2 Bed Rent | $1,700 | $1,860 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Downtown St. Louis, Saint Louis, MO
As of Oct '25, Realtor.com reports that the median days on market for a home in Downtown St. Louis, Saint Louis, MO is 131. This is a increase of 20.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 40.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $209,000 | -5.0% |
Listing Count | 35 | 74.0% |
| Listings as % of Homes | 0.8% | 74.0% |
Days on Market | 131 | 20.0% |
Demographics — Downtown St. Louis, Saint Louis, MO
As of the latest ACS Survey released in 2023, Downtown St. Louis, Saint Louis, MO has a population of 2,950, which has decreased by -10.7% over the past 5 years. Downtown St. Louis, Saint Louis, MO is a less popular place for families, as children make up 14.9% of the population. The area has a highly educated workforce, with 60.5% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 25.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,950 | -10.7% |
% Under 18 | 14.9% | 11.2% |
% Seniors | 5.0% | -39.0% |
% WFH | 25.5% | 608.3% |
% w/ College Degree | 60.5% | 17.5% |
As of the latest ACS Survey released in 2023, Downtown St. Louis, Saint Louis, MO is a predominantly black area, with 50.8% of the population identifying as black. The black population has shrunk by 4.3% in the last 5 years. The second most common race or ethnicity in Downtown St. Louis, Saint Louis, MO is white, making up 43.1% of the population. Foreign-born residents account for 14.0% of the population in Downtown St. Louis, Saint Louis, MO, and this percentage has increased by 259.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 43.1% | 9.9% |
% Black | 50.8% | -4.3% |
% Hispanic | 2.9% | 52.6% |
% Asian | 3.1% | -27.9% |
% Foreign Born | 14.0% | 259.0% |
Mortgage and Risk — Downtown St. Louis, Saint Louis, MO
According to HUD data as of 2023, there were 25 mortgage originations in Downtown St. Louis, Saint Louis, MO, of which 96.0% of loans were conventional mortgages. The average loan-to-value was 76.0%, with 20.0% above 90% LTV (very high). This implies large mortgage risk in Downtown St. Louis, Saint Louis, MO. Investor activity is low, as 0.0% of loans were by investors. 0.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 25 |
% Conventional Loans | 96.0% |
% Government Loans | 4.0% |
% Investor Loans | 0.0% |
% Second Loans | 12.0% |
% Cash Out Refinance | 0.0% |
Loan Activity
Rentals and Section 8 — Downtown St. Louis, Saint Louis, MO
Downtown St. Louis, Saint Louis, MO lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 276 |
Total Units Section 8 | 188 |
% Rentals under Section 8 | 14.2% |
% Occupied Section 8 | 79.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$30 | $1,200 | $1,170 |
| 2 Bedroom | -$260 | $1,700 | $1,440 |
| 3 Bedroom | N/A | N/A | $1,860 |
| 4 Bedroom | N/A | N/A | $2,140 |
Affordability — Downtown St. Louis, Saint Louis, MO
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.2 |
| Median Home Price | $195,000 |
| Median Household Income | $92,700 |