Kirkwood, MO—63122
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Kirkwood, MO
As of Oct '25, the median home price in Kirkwood, MO is $488,000, with a year-over-year change of 3.9%. This indicates that home prices in Kirkwood, MO are increasing. According to Zillow, the 1-year price projection is 1.1%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $488,000 | 3.9% |
| Single Family | $523,000 | 4.2% |
| Condos | $222,000 | 0.5% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $150,000 | 0.0% |
2 Bed | $280,000 | 2.9% |
3 Bed | $441,000 | 3.3% |
4 Bed | $711,000 | 4.7% |
| 5 Bed | $967,000 | 2.5% |
% of Housing Stock
Rental Trends — Kirkwood, MO
As of July '25, Rentcast reports the average rent in Kirkwood, MO is $1,960, with a year-over-year rent change of -10.1%. Per bedroom, the median rent as of July '25 in Kirkwood, MO is studios: $2,130, 1-bedrooms: $1,500, 2-bedrooms: $1,730, 3-bedrooms: $2,630. The most common rental property sizes in Kirkwood, MO are 2-bedroom and 1-bedroom, accounting for 50.8% and 23.8% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,700 | $1,960 |
| Studio Rent | $1,600 | $2,130 |
| 1 Bed Rent | $1,400 | $1,500 |
| 2 Bed Rent | $1,600 | $1,730 |
| 3 Bed Rent | $2,710 | $2,630 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Kirkwood, MO
As of Oct '25, Realtor.com reports that the median days on market for a home in Kirkwood, MO is 38. This is a decrease of -11.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 29.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $529,000 | -18.0% |
Listing Count | 181 | 10.0% |
| Listings as % of Homes | 0.5% | 10.0% |
Days on Market | 38 | -11.0% |
Demographics — Kirkwood, MO
As of the latest ACS Survey released in 2023, Kirkwood, MO has a population of 41,700, which has increased by 7.9% over the past 5 years. Kirkwood, MO is a popular place for families, as children make up 26.1% of the population. The area has a highly educated workforce, with 70.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 22.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 41,700 | 7.9% |
% Under 18 | 26.1% | 5.7% |
% Seniors | 21.2% | 4.4% |
% WFH | 22.7% | 176.8% |
% w/ College Degree | 70.3% | 5.9% |
As of the latest ACS Survey released in 2023, Kirkwood, MO is a predominantly white area, with 84.1% of the population identifying as white. The white population has shrunk by 6.0% in the last 5 years. The second most common race or ethnicity in Kirkwood, MO is black, making up 3.7% of the population. Foreign-born residents account for 3.5% of the population in Kirkwood, MO, and this percentage has decreased by 2.8% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 84.1% | -6.0% |
% Black | 3.7% | -19.6% |
% Hispanic | 2.4% | 4.3% |
% Asian | 2.4% | 50.0% |
% Foreign Born | 3.5% | -2.8% |
Mortgage and Risk — Kirkwood, MO
According to HUD data as of 2023, there were 776 mortgage originations in Kirkwood, MO, of which 96.0% of loans were conventional mortgages. The average loan-to-value was 58.0%, with 13.0% above 90% LTV (elevated). This implies medium mortgage risk in Kirkwood, MO. Investor activity is low, as 3.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 776 |
% Conventional Loans | 96.0% |
% Government Loans | 4.0% |
% Investor Loans | 3.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 7.0% |
Loan Activity
Rentals and Section 8 — Kirkwood, MO
Kirkwood, MO lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 354 |
Total Units Section 8 | 130 |
% Rentals under Section 8 | 4.2% |
% Occupied Section 8 | 88.8% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$220 | $1,400 | $1,180 |
| 2 Bedroom | -$140 | $1,600 | $1,460 |
| 3 Bedroom | -$820 | $2,710 | $1,890 |
| 4 Bedroom | N/A | N/A | $2,170 |
Affordability — Kirkwood, MO
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.2 |
| Median Home Price | $488,000 |
| Median Household Income | $133,000 |