Saint Peters, MO—63376
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Saint Peters, MO
As of Oct '25, the median home price in Saint Peters, MO is $315,000, with a year-over-year change of 1.5%. This indicates that home prices in Saint Peters, MO are increasing. According to Zillow, the 1-year price projection is 0.7%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $315,000 | 1.5% |
| Single Family | $325,000 | 1.2% |
| Condos | $185,000 | -2.6% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $116,000 | -5.7% |
2 Bed | $199,000 | -2.0% |
3 Bed | $309,000 | 1.6% |
4 Bed | $402,000 | 2.0% |
| 5 Bed | $470,000 | 1.3% |
% of Housing Stock
Rental Trends — Saint Peters, MO
As of July '25, Rentcast reports the average rent in Saint Peters, MO is $2,120, with a year-over-year rent change of 2.4%. Per bedroom, the median rent as of July '25 in Saint Peters, MO is studios: $2,290, 1-bedrooms: $1,440, 2-bedrooms: $1,680, 3-bedrooms: $2,220, 4-bedrooms: $2,740. The most common rental property sizes in Saint Peters, MO are 2-bedroom and 1-bedroom, accounting for 49.8% and 24.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,170 | $2,120 |
| Studio Rent | $1,590 | $2,290 |
| 1 Bed Rent | $1,360 | $1,440 |
| 2 Bed Rent | $1,600 | $1,680 |
| 3 Bed Rent | $2,200 | $2,220 |
| 4 Bed Rent | $2,700 | $2,740 |
% of Rental Stock
Property Listings — Saint Peters, MO
As of Oct '25, Realtor.com reports that the median days on market for a home in Saint Peters, MO is 37. This is a increase of 43.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 30.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $334,000 | 9.0% |
Listing Count | 211 | 33.0% |
| Listings as % of Homes | 0.3% | 33.0% |
Days on Market | 37 | 43.0% |
Demographics — Saint Peters, MO
As of the latest ACS Survey released in 2023, Saint Peters, MO has a population of 74,900, which has remained stable by 0.6% over the past 5 years. Saint Peters, MO is a moderately popular place for families, as children make up 21.7% of the population. The area has a moderately educated workforce, with 39.1% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 15.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 74,900 | 0.6% |
% Under 18 | 21.7% | -6.1% |
% Seniors | 17.9% | 25.2% |
% WFH | 15.3% | 188.7% |
% w/ College Degree | 39.1% | 5.7% |
As of the latest ACS Survey released in 2023, Saint Peters, MO is a predominantly white area, with 85.5% of the population identifying as white. The white population has shrunk by 3.2% in the last 5 years. The second most common race or ethnicity in Saint Peters, MO is black, making up 4.6% of the population. Foreign-born residents account for 2.8% of the population in Saint Peters, MO, and this percentage has decreased by 12.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 85.5% | -3.2% |
% Black | 4.6% | 4.5% |
% Hispanic | 2.4% | -22.6% |
% Asian | 2.1% | 16.7% |
% Foreign Born | 2.8% | -12.5% |
Mortgage and Risk — Saint Peters, MO
According to HUD data as of 2023, there were 681 mortgage originations in Saint Peters, MO, of which 82.0% of loans were conventional mortgages. The average loan-to-value was 65.0%, with 33.0% above 90% LTV (very high). This implies large mortgage risk in Saint Peters, MO. Investor activity is low, as 3.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 681 |
% Conventional Loans | 82.0% |
% Government Loans | 18.0% |
% Investor Loans | 3.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 9.0% |
Loan Activity
Rentals and Section 8 — Saint Peters, MO
As of 2024, the percent of homes in Saint Peters, MO under the Section 8 program is 2.0%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Saint Peters, MO, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.
Section 8 Market Size
Total Units under HUD | 163 |
Total Units Section 8 | 106 |
% Rentals under Section 8 | 2.0% |
% Occupied Section 8 | 78.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$310 | $1,360 | $1,050 |
| 2 Bedroom | -$310 | $1,600 | $1,290 |
| 3 Bedroom | -$530 | $2,200 | $1,670 |
| 4 Bedroom | -$780 | $2,700 | $1,920 |
Affordability — Saint Peters, MO
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3 |
| Median Home Price | $315,000 |
| Median Household Income | $94,900 |