Troy, MO 63379 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Troy, MO—63379

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$302,000

4.5% YoY Growth

Household Income

$86,800

32.5% YoY Growth

Days on Market

8.0% Shorter YoY

Home Price Forecast

1.8%

Median Rent

$1,280

15.4% YoY Growth

1-Bed Rent

$517

N/A

2-Bed Rent

$1,200

23.6% YoY Growth

3-Bed Rent

$1,500

24.1% YoY Growth

Home Price Trends — Troy, MO

As of Dec '25, the median home price in Troy, MO is $302,000, with a year-over-year change of 4.5%. This indicates that home prices in Troy, MO are increasing. According to Zillow, the 1-year price projection is 1.8%, suggesting an increase housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$302,000	4.5%
Single Family	$302,000	4.9%
Condos	N/A	N/A

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Troy, MO

As of July '25, Rentcast reports the average rent in Troy, MO is $1,370, with a year-over-year rent change of -15.4%. Per bedroom, the median rent as of July '25 in Troy, MO is 1-bedrooms: $608, 2-bedrooms: $1,190, 3-bedrooms: $1,640, 4-bedrooms: $2,040. The most common rental property sizes in Troy, MO are 3-bedroom and 2-bedroom, accounting for 50.5% and 27.8% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$1,280	$1,370
Studio Rent	N/A	N/A
1 Bed Rent	$517	$608
2 Bed Rent	$1,200	$1,190
3 Bed Rent	$1,500	$1,640
4 Bed Rent	$1,950	$2,040

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% of Rental Stock

Studio

0.1%

1 Bedroom

18.9%

2 Bedrooms

27.8%

3 Bedrooms

50.5%

4 Bedrooms

2.0%

5+ Bedrooms

0.6%

Property Listings — Troy, MO

As of Dec '25, Realtor.com reports that the median days on market for a home in Troy, MO is 44. This is a decrease of -5.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 28.0%, representing a large inventory and a lot of supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$329,000	-1.0%
Listing Count	78	6.0%
Listings as % of Homes	0.5%	6.0%
Days on Market	56	-8.0%

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Demographics — Troy, MO

As of the latest ACS Survey released in 2023, Troy, MO has a population of 27,400, which has increased by 8.6% over the past 5 years. Troy, MO is a popular place for families, as children make up 25.7% of the population. The area has a poorly educated workforce, with 20.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.7% reporting working from home.

Metric	Latest Census	YoY % Change
Population	27,400	8.6%
% Under 18	25.7%	-0.8%
% Seniors	16.1%	23.8%
% WFH	8.7%	155.9%
% w/ College Degree	20.6%	10.8%

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As of the latest ACS Survey released in 2023, Troy, MO is a predominantly white area, with 91.8% of the population identifying as white. The white population has shrunk by 1.5% in the last 5 years. The second most common race or ethnicity in Troy, MO is hispanic, making up 3.1% of the population. Foreign-born residents account for 1.2% of the population in Troy, MO, and this percentage has increased by 9.1% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	91.8%	-1.5%
% Black	1.1%	-60.7%
% Hispanic	3.1%	93.8%
% Asian	0.3%	50.0%
% Foreign Born	1.2%	9.1%

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Mortgage and Risk — Troy, MO

According to HUD data as of 2023, there were 797 mortgage originations in Troy, MO, of which 70.0% of loans were conventional mortgages. The average loan-to-value was 69.0%, with 32.0% above 90% LTV (very high). This implies large mortgage risk in Troy, MO. Investor activity is low, as 4.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	797
% Conventional Loans	70.0%
% Government Loans	30.0%
% Investor Loans	4.0%
% Second Loans	1.0%
% Cash Out Refinance	13.0%

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Rentals and Section 8 — Troy, MO

As of 2024, the percent of homes in Troy, MO under the Section 8 program is 21.2%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Troy, MO, because HUD payments exceed market rent, while 2-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD	522
Total Units Section 8	522
% Rentals under Section 8	21.2%
% Occupied Section 8	58.0%

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	$443	$517	$960
2 Bedroom	-$20	$1,200	$1,180
3 Bedroom	$20	$1,500	$1,520
4 Bedroom	-$200	$1,950	$1,750

Troy, MO—63379

Key Metrics at a Glance

Home Price Trends — Troy, MO

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Troy, MO

% of Rental Stock

Property Listings — Troy, MO

Demographics — Troy, MO

Race and Ethnicity

Mortgage and Risk — Troy, MO

Mortgages

Rentals and Section 8 — Troy, MO

Section 8 Market Size

Section 8 Opportunity

Affordability — Troy, MO

Home Price to Income Ratio

Troy, MO — ZIP Code Boundary Map

Nearby ZIP Codes

Moscow Mills, MO

Silex, MO

Hawk Point, MO

Wright City, MO

Foristell, MO

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	3.1
Median Home Price	$302,000
Median Household Income	$86,800

Troy, MO—63379

Key Metrics at a Glance

Home Price Trends — Troy, MO

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Troy, MO

% of Rental Stock

Property Listings — Troy, MO

Demographics — Troy, MO

Race and Ethnicity

Mortgage and Risk — Troy, MO

Mortgages

Rentals and Section 8 — Troy, MO

Section 8 Market Size

Section 8 Opportunity

Affordability — Troy, MO

Home Price to Income Ratio

Troy, MO — ZIP Code Boundary Map

Nearby ZIP Codes

Moscow Mills, MO

Silex, MO

Hawk Point, MO

Wright City, MO

Foristell, MO

Frequently Asked Questions

What is the average home price in Troy, MO 63379?

How have home prices in Troy, MO 63379 changed over the past year?

What is the home price projection for Troy, MO 63379?

What are the demographics of Troy, MO 63379?

How long does it take homes to sell in Troy, MO 63379?

What is the average rent price in Troy, MO 63379?