Vandalia, MO—63382
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Vandalia, MO
As of Oct '25, the median home price in Vandalia, MO is $123,000, with a year-over-year change of 5.2%. This indicates that home prices in Vandalia, MO are increasing. According to Zillow, the 1-year price projection is 5.3%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $123,000 | 5.2% |
| Single Family | $123,000 | 7.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $112,000 | 5.7% |
3 Bed | $155,000 | 8.4% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Vandalia, MO
Vandalia, MO lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Vandalia, MO
As of Oct '25, Realtor.com reports that the median days on market for a home in Vandalia, MO is 59. This is a increase of 17.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 33.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $177,000 | 17.0% |
Listing Count | 12 | 43.0% |
| Listings as % of Homes | 0.8% | 43.0% |
Days on Market | 59 | 17.0% |
Demographics — Vandalia, MO
As of the latest ACS Survey released in 2023, Vandalia, MO has a population of 4,130, which has decreased by -16.4% over the past 5 years. Vandalia, MO is a moderately popular place for families, as children make up 15.9% of the population. The area has a poorly educated workforce, with 10.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 2.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,130 | -16.4% |
% Under 18 | 15.9% | 12.8% |
% Seniors | 14.5% | -7.6% |
% WFH | 2.5% | 177.8% |
% w/ College Degree | 10.2% | -7.3% |
As of the latest ACS Survey released in 2023, Vandalia, MO is a predominantly white area, with 84.5% of the population identifying as white. The white population has grown by 1.2% in the last 5 years. The second most common race or ethnicity in Vandalia, MO is black, making up 8.8% of the population. Foreign-born residents account for 0.7% of the population in Vandalia, MO, and this percentage has decreased by 46.2% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 84.5% | 1.2% |
% Black | 8.8% | -21.4% |
% Hispanic | 1.5% | 150.0% |
% Asian | 0.3% | -50.0% |
% Foreign Born | 0.7% | -46.2% |
Mortgage and Risk — Vandalia, MO
According to HUD data as of 2023, there were 47 mortgage originations in Vandalia, MO, of which 62.0% of loans were conventional mortgages. The average loan-to-value was 77.0%, with 30.0% above 90% LTV (very high). This implies large mortgage risk in Vandalia, MO. Investor activity is low, as 6.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 47 |
% Conventional Loans | 62.0% |
% Government Loans | 38.0% |
% Investor Loans | 6.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — Vandalia, MO
Vandalia, MO lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 100 |
Total Units Section 8 | 22 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 58.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $650 |
| 2 Bedroom | N/A | N/A | $820 |
| 3 Bedroom | N/A | N/A | $1,080 |
| 4 Bedroom | N/A | N/A | $1,300 |
Affordability — Vandalia, MO
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 1.7 |
| Median Home Price | $123,000 |
| Median Household Income | $62,300 |