Monroe City, MO—63456
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Monroe City, MO
Home Price Trends — Monroe City, MO
As of Oct '25, the median home price in Monroe City, MO is $187,000, with a year-over-year change of 9.9%. This indicates that home prices in Monroe City, MO are increasing. According to Zillow, the 1-year price projection is 3.5%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $187,000 | 9.9% |
| Single Family | $197,000 | 10.1% |
| Condos | $124,000 | 6.0% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $134,000 | 8.1% |
3 Bed | $209,000 | 10.0% |
4 Bed | $235,000 | 9.8% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Monroe City, MO
Monroe City, MO lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Monroe City, MO
As of Oct '25, Realtor.com reports that the median days on market for a home in Monroe City, MO is 70. This is a increase of 10.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 20.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $150,000 | -12.0% |
Listing Count | 20 | 52.0% |
| Listings as % of Homes | 0.2% | 52.0% |
Days on Market | 70 | 10.0% |
Demographics — Monroe City, MO
As of the latest ACS Survey released in 2023, Monroe City, MO has a population of 4,940, which has increased by 14.4% over the past 5 years. Monroe City, MO is a popular place for families, as children make up 26.5% of the population. The area has a poorly educated workforce, with 22.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,940 | 14.4% |
% Under 18 | 26.5% | 7.3% |
% Seniors | 18.2% | -3.2% |
% WFH | 4.0% | -14.9% |
% w/ College Degree | 22.3% | 61.6% |
As of the latest ACS Survey released in 2023, Monroe City, MO is a predominantly white area, with 88.8% of the population identifying as white. The white population has shrunk by 1.7% in the last 5 years. The second most common race or ethnicity in Monroe City, MO is black, making up 7.3% of the population. Foreign-born residents account for 1.0% of the population in Monroe City, MO, and this percentage has increased by 150.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 88.8% | -1.7% |
% Black | 7.3% | 128.1% |
% Hispanic | 1.3% | -31.6% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 1.0% | 150.0% |
Mortgage and Risk — Monroe City, MO
According to HUD data as of 2023, there were 73 mortgage originations in Monroe City, MO, of which 73.0% of loans were conventional mortgages. The average loan-to-value was 70.0%, with 25.0% above 90% LTV (very high). This implies large mortgage risk in Monroe City, MO. Investor activity is low, as 4.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 73 |
% Conventional Loans | 73.0% |
% Government Loans | 27.0% |
% Investor Loans | 4.0% |
% Second Loans | 7.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — Monroe City, MO
Monroe City, MO lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 11 |
Total Units Section 8 | 11 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $630 |
| 2 Bedroom | N/A | N/A | $820 |
| 3 Bedroom | N/A | N/A | $1,060 |
| 4 Bedroom | N/A | N/A | $1,300 |
Affordability — Monroe City, MO
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.6 |
| Median Home Price | $187,000 |
| Median Household Income | $59,000 |