Bismarck, MO—63624
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Bismarck, MO
As of Oct '25, the median home price in Bismarck, MO is $125,000, with a year-over-year change of -0.7%. This indicates that home prices in Bismarck, MO are flat. According to Zillow, the 1-year price projection is 1.6%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $125,000 | -0.7% |
| Single Family | $125,000 | -1.6% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $49,000 | -18.3% |
2 Bed | $99,000 | -1.0% |
3 Bed | $159,000 | 0.6% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Bismarck, MO
Bismarck, MO lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $490 | $489 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $299 | $374 |
| 2 Bed Rent | $399 | $399 |
| 3 Bed Rent | $490 | $543 |
| 4 Bed Rent | $699 | $700 |
% of Rental Stock
Property Listings — Bismarck, MO
As of Oct '25, Realtor.com reports that the median days on market for a home in Bismarck, MO is 53. This is a increase of 46.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 14.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $134,000 | -7.0% |
Listing Count | 14 | 13.0% |
| Listings as % of Homes | 0.5% | 13.0% |
Days on Market | 53 | 46.0% |
Demographics — Bismarck, MO
As of the latest ACS Survey released in 2023, Bismarck, MO has a population of 3,510, which has decreased by -9.3% over the past 5 years. Bismarck, MO is a popular place for families, as children make up 29.1% of the population. The area has a poorly educated workforce, with 13.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,510 | -9.3% |
% Under 18 | 29.1% | 11.5% |
% Seniors | 15.4% | -8.9% |
% WFH | 4.3% | 95.5% |
% w/ College Degree | 13.5% | 2.3% |
As of the latest ACS Survey released in 2023, Bismarck, MO is a predominantly white area, with 90.0% of the population identifying as white. The white population has shrunk by 5.5% in the last 5 years. The second most common race or ethnicity in Bismarck, MO is hispanic, making up 1.8% of the population. Foreign-born residents account for 1.7% of the population in Bismarck, MO, and this percentage has increased by 466.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 90.0% | -5.5% |
% Black | 0.1% | -91.7% |
% Hispanic | 1.8% | 5.9% |
% Asian | 0.5% | ∞% |
% Foreign Born | 1.7% | 466.7% |
Mortgage and Risk — Bismarck, MO
According to HUD data as of 2023, there were 49 mortgage originations in Bismarck, MO, of which 47.0% of loans were conventional mortgages. The average loan-to-value was 79.0%, with 51.0% above 90% LTV (very high). This implies large mortgage risk in Bismarck, MO. Investor activity is low, as 4.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 49 |
% Conventional Loans | 47.0% |
% Government Loans | 53.0% |
% Investor Loans | 4.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 6.0% |
Loan Activity
Rentals and Section 8 — Bismarck, MO
Bismarck, MO lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 7 |
Total Units Section 8 | 7 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $341 | $299 | $640 |
| 2 Bedroom | $421 | $399 | $820 |
| 3 Bedroom | $600 | $490 | $1,090 |
| 4 Bedroom | $431 | $699 | $1,130 |
Affordability — Bismarck, MO
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.8 |
| Median Home Price | $125,000 |
| Median Household Income | $40,600 |