Chaffee, MO—63740
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Chaffee, MO
As of Oct '25, the median home price in Chaffee, MO is $148,000, with a year-over-year change of 7.7%. This indicates that home prices in Chaffee, MO are increasing. According to Zillow, the 1-year price projection is -3.0%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $148,000 | 7.7% |
| Single Family | $148,000 | 6.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $115,000 | 4.5% |
3 Bed | $158,000 | 5.3% |
4 Bed | $179,000 | 4.7% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Chaffee, MO
As of July '25, Rentcast reports the average rent in Chaffee, MO is $700, with a year-over-year rent change of 9.7%. Per bedroom, the median rent as of July '25 in Chaffee, MO is 1-bedrooms: $525, 2-bedrooms: $875. The most common rental property sizes in Chaffee, MO are 2-bedroom and 1-bedroom, accounting for 37.9% and 32.8% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $525 | $700 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $525 | $525 |
| 2 Bed Rent | $875 | $875 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Chaffee, MO
As of Oct '25, Realtor.com reports that the median days on market for a home in Chaffee, MO is 75. This is a increase of 20.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 25.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $132,000 | -16.0% |
Listing Count | 8 | 17.0% |
| Listings as % of Homes | 0.3% | 17.0% |
Days on Market | 75 | 20.0% |
Demographics — Chaffee, MO
As of the latest ACS Survey released in 2023, Chaffee, MO has a population of 5,450, which has increased by 9.9% over the past 5 years. Chaffee, MO is a popular place for families, as children make up 28.1% of the population. The area has a poorly educated workforce, with 20.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 2.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 5,450 | 9.9% |
% Under 18 | 28.1% | 21.6% |
% Seniors | 15.7% | 0.0% |
% WFH | 2.8% | 7.7% |
% w/ College Degree | 20.0% | 77.0% |
As of the latest ACS Survey released in 2023, Chaffee, MO is a predominantly white area, with 90.9% of the population identifying as white. The white population has shrunk by 6.4% in the last 5 years. The second most common race or ethnicity in Chaffee, MO is black, making up 2.6% of the population. Foreign-born residents account for 0.0% of the population in Chaffee, MO, and this percentage has decreased by 100.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 90.9% | -6.4% |
% Black | 2.6% | 44.4% |
% Hispanic | 1.0% | 233.3% |
% Asian | 0.0% | N/A |
% Foreign Born | 0.0% | -100.0% |
Mortgage and Risk — Chaffee, MO
According to HUD data as of 2023, there were 48 mortgage originations in Chaffee, MO, of which 56.0% of loans were conventional mortgages. The average loan-to-value was 81.0%, with 44.0% above 90% LTV (very high). This implies large mortgage risk in Chaffee, MO. Investor activity is low, as 0.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 48 |
% Conventional Loans | 56.0% |
% Government Loans | 44.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Chaffee, MO
Chaffee, MO lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 196 |
Total Units Section 8 | 51 |
% Rentals under Section 8 | 9.8% |
% Occupied Section 8 | 86.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $235 | $525 | $760 |
| 2 Bedroom | $115 | $875 | $990 |
| 3 Bedroom | N/A | N/A | $1,270 |
| 4 Bedroom | N/A | N/A | $1,390 |
Affordability — Chaffee, MO
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.5 |
| Median Home Price | $148,000 |
| Median Household Income | $54,700 |