Scott City, MO—63780
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Scott City, MO
As of Oct '25, the median home price in Scott City, MO is $165,000, with a year-over-year change of 5.0%. This indicates that home prices in Scott City, MO are increasing. According to Zillow, the 1-year price projection is -2.8%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $165,000 | 5.0% |
| Single Family | $165,000 | 4.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $115,000 | 0.9% |
3 Bed | $172,000 | 5.5% |
4 Bed | $203,000 | 4.1% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Scott City, MO
As of July '25, Rentcast reports the average rent in Scott City, MO is $1,150, with a year-over-year rent change of 0.0%. Per bedroom, the median rent as of July '25 in Scott City, MO is 3-bedrooms: $1,150. The most common rental property sizes in Scott City, MO are 3-bedroom and 2-bedroom, accounting for 47.0% and 33.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,000 | $1,150 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $1,000 | $1,150 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Scott City, MO
As of Oct '25, Realtor.com reports that the median days on market for a home in Scott City, MO is 60. This is a decrease of -20.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 11.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $168,000 | -12.0% |
Listing Count | 19 | 22.0% |
| Listings as % of Homes | 0.3% | 22.0% |
Days on Market | 60 | -20.0% |
Demographics — Scott City, MO
As of the latest ACS Survey released in 2023, Scott City, MO has a population of 6,160, which has decreased by -4.5% over the past 5 years. Scott City, MO is a moderately popular place for families, as children make up 22.4% of the population. The area has a poorly educated workforce, with 19.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 6,160 | -4.5% |
% Under 18 | 22.4% | -7.8% |
% Seniors | 13.4% | -23.4% |
% WFH | 5.0% | 212.5% |
% w/ College Degree | 19.2% | 45.5% |
As of the latest ACS Survey released in 2023, Scott City, MO is a predominantly white area, with 94.3% of the population identifying as white. The white population has shrunk by 0.3% in the last 5 years. The second most common race or ethnicity in Scott City, MO is hispanic, making up 2.1% of the population. Foreign-born residents account for 0.1% of the population in Scott City, MO, and this percentage has decreased by 87.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 94.3% | -0.3% |
% Black | 0.2% | -60.0% |
% Hispanic | 2.1% | -32.3% |
% Asian | 0.0% | N/A |
% Foreign Born | 0.1% | -87.5% |
Mortgage and Risk — Scott City, MO
According to HUD data as of 2023, there were 96 mortgage originations in Scott City, MO, of which 68.0% of loans were conventional mortgages. The average loan-to-value was 68.0%, with 33.0% above 90% LTV (very high). This implies large mortgage risk in Scott City, MO. Investor activity is low, as 5.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 96 |
% Conventional Loans | 68.0% |
% Government Loans | 32.0% |
% Investor Loans | 5.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 8.0% |
Loan Activity
Rentals and Section 8 — Scott City, MO
Scott City, MO lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 91 |
Total Units Section 8 | 61 |
% Rentals under Section 8 | 9.4% |
% Occupied Section 8 | 93.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $690 |
| 2 Bedroom | N/A | N/A | $890 |
| 3 Bedroom | $210 | $1,000 | $1,210 |
| 4 Bedroom | N/A | N/A | $1,420 |
Affordability — Scott City, MO
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.1 |
| Median Home Price | $165,000 |
| Median Household Income | $73,500 |