Blue Springs, MO—64014
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Blue Springs, MO
Home Price Trends — Blue Springs, MO
As of Oct '25, the median home price in Blue Springs, MO is $292,000, with a year-over-year change of 0.3%. This indicates that home prices in Blue Springs, MO are flat. According to Zillow, the 1-year price projection is 1.4%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $292,000 | 0.3% |
| Single Family | $293,000 | 0.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $227,000 | 3.2% |
3 Bed | $270,000 | 0.4% |
4 Bed | $381,000 | 1.1% |
| 5 Bed | $458,000 | 1.1% |
% of Housing Stock
Rental Trends — Blue Springs, MO
As of July '25, Rentcast reports the average rent in Blue Springs, MO is $1,590, with a year-over-year rent change of -4.2%. Per bedroom, the median rent as of July '25 in Blue Springs, MO is 1-bedrooms: $801, 2-bedrooms: $1,330, 3-bedrooms: $1,840, 4-bedrooms: $2,150. The most common rental property sizes in Blue Springs, MO are 2-bedroom and 3-bedroom, accounting for 44.4% and 40.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,640 | $1,590 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $799 | $801 |
| 2 Bed Rent | $1,300 | $1,330 |
| 3 Bed Rent | $1,800 | $1,840 |
| 4 Bed Rent | $2,040 | $2,150 |
% of Rental Stock
Property Listings — Blue Springs, MO
As of Oct '25, Realtor.com reports that the median days on market for a home in Blue Springs, MO is 35. This is a decrease of -4.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 12.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $410,000 | 8.0% |
Listing Count | 145 | 29.0% |
| Listings as % of Homes | 1.0% | 29.0% |
Days on Market | 35 | -4.0% |
Demographics — Blue Springs, MO
As of the latest ACS Survey released in 2023, Blue Springs, MO has a population of 28,400, which has increased by 13.1% over the past 5 years. Blue Springs, MO is a popular place for families, as children make up 27.8% of the population. The area has a moderately educated workforce, with 35.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 14.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 28,400 | 13.1% |
% Under 18 | 27.8% | -2.1% |
% Seniors | 12.4% | -6.8% |
% WFH | 14.1% | 370.0% |
% w/ College Degree | 35.5% | 11.6% |
As of the latest ACS Survey released in 2023, Blue Springs, MO is a predominantly white area, with 76.1% of the population identifying as white. The white population has shrunk by 6.4% in the last 5 years. The second most common race or ethnicity in Blue Springs, MO is hispanic, making up 9.6% of the population. Foreign-born residents account for 3.4% of the population in Blue Springs, MO, and this percentage has increased by 25.9% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 76.1% | -6.4% |
% Black | 8.3% | -7.8% |
% Hispanic | 9.6% | 134.1% |
% Asian | 1.4% | -12.5% |
% Foreign Born | 3.4% | 25.9% |
Mortgage and Risk — Blue Springs, MO
According to HUD data as of 2023, there were 392 mortgage originations in Blue Springs, MO, of which 76.0% of loans were conventional mortgages. The average loan-to-value was 63.0%, with 33.0% above 90% LTV (very high). This implies large mortgage risk in Blue Springs, MO. Investor activity is low, as 2.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 392 |
% Conventional Loans | 76.0% |
% Government Loans | 24.0% |
% Investor Loans | 2.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Blue Springs, MO
As of 2024, the percent of homes in Blue Springs, MO under the Section 8 program is 5.0%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Blue Springs, MO, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 181 |
Total Units Section 8 | 181 |
% Rentals under Section 8 | 5.0% |
% Occupied Section 8 | 86.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $421 | $799 | $1,220 |
| 2 Bedroom | $90 | $1,300 | $1,390 |
| 3 Bedroom | $10 | $1,800 | $1,810 |
| 4 Bedroom | $110 | $2,040 | $2,150 |
Affordability — Blue Springs, MO
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.3 |
| Median Home Price | $292,000 |
| Median Household Income | $84,200 |