Blue Springs, MO—64015
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Blue Springs, MO
Home Price Trends — Blue Springs, MO
As of Oct '25, the median home price in Blue Springs, MO is $302,000, with a year-over-year change of 0.8%. This indicates that home prices in Blue Springs, MO are flat. According to Zillow, the 1-year price projection is 1.5%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $302,000 | 0.8% |
| Single Family | $302,000 | 0.7% |
| Condos | $181,000 | 1.1% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $217,000 | 1.4% |
3 Bed | $281,000 | 1.1% |
4 Bed | $377,000 | 1.3% |
| 5 Bed | $448,000 | 1.4% |
% of Housing Stock
Rental Trends — Blue Springs, MO
As of July '25, Rentcast reports the average rent in Blue Springs, MO is $1,610, with a year-over-year rent change of 3.9%. Per bedroom, the median rent as of July '25 in Blue Springs, MO is 1-bedrooms: $965, 2-bedrooms: $1,210, 3-bedrooms: $1,830, 4-bedrooms: $2,870. The most common rental property sizes in Blue Springs, MO are 2-bedroom and 3-bedroom, accounting for 48.1% and 26.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,450 | $1,610 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $925 | $965 |
| 2 Bed Rent | $1,200 | $1,210 |
| 3 Bed Rent | $1,800 | $1,830 |
| 4 Bed Rent | $2,220 | $2,870 |
% of Rental Stock
Property Listings — Blue Springs, MO
As of Oct '25, Realtor.com reports that the median days on market for a home in Blue Springs, MO is 46. This is a increase of 1.0% from last year, suggesting that homes are sitting on the market about the same amount of time than last year. The percentage of listed homes with a reduced price is 41.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $332,000 | 0.0% |
Listing Count | 121 | 4.0% |
| Listings as % of Homes | 0.5% | 4.0% |
Days on Market | 46 | 1.0% |
Demographics — Blue Springs, MO
As of the latest ACS Survey released in 2023, Blue Springs, MO has a population of 31,800, which has increased by 1.9% over the past 5 years. Blue Springs, MO is a popular place for families, as children make up 25.7% of the population. The area has a moderately educated workforce, with 34.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 15.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 31,800 | 1.9% |
% Under 18 | 25.7% | -4.1% |
% Seniors | 17.7% | 19.6% |
% WFH | 15.2% | 210.2% |
% w/ College Degree | 34.4% | -4.2% |
As of the latest ACS Survey released in 2023, Blue Springs, MO is a predominantly white area, with 80.3% of the population identifying as white. The white population has shrunk by 2.1% in the last 5 years. The second most common race or ethnicity in Blue Springs, MO is black, making up 7.3% of the population. Foreign-born residents account for 2.0% of the population in Blue Springs, MO, and this percentage has decreased by 44.4% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 80.3% | -2.1% |
% Black | 7.3% | 23.7% |
% Hispanic | 6.5% | 6.6% |
% Asian | 1.2% | -40.0% |
% Foreign Born | 2.0% | -44.4% |
Mortgage and Risk — Blue Springs, MO
According to HUD data as of 2023, there were 428 mortgage originations in Blue Springs, MO, of which 80.0% of loans were conventional mortgages. The average loan-to-value was 63.0%, with 28.0% above 90% LTV (very high). This implies large mortgage risk in Blue Springs, MO. Investor activity is low, as 1.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 428 |
% Conventional Loans | 80.0% |
% Government Loans | 20.0% |
% Investor Loans | 1.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 13.0% |
Loan Activity
Rentals and Section 8 — Blue Springs, MO
As of 2024, the percent of homes in Blue Springs, MO under the Section 8 program is 8.1%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Blue Springs, MO, because HUD payments exceed market rent, while 3-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 290 |
Total Units Section 8 | 290 |
% Rentals under Section 8 | 8.1% |
% Occupied Section 8 | 90.2% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $215 | $925 | $1,140 |
| 2 Bedroom | $100 | $1,200 | $1,300 |
| 3 Bedroom | -$100 | $1,800 | $1,700 |
| 4 Bedroom | -$210 | $2,220 | $2,010 |
Affordability — Blue Springs, MO
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.5 |
| Median Home Price | $302,000 |
| Median Household Income | $81,200 |