Grain Valley, MO—64029
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Grain Valley, MO
As of Oct '25, the median home price in Grain Valley, MO is $324,000, with a year-over-year change of -0.3%. This indicates that home prices in Grain Valley, MO are flat. According to Zillow, the 1-year price projection is 1.5%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $324,000 | -0.3% |
| Single Family | $324,000 | -0.6% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $220,000 | 0.0% |
3 Bed | $304,000 | -0.3% |
4 Bed | $388,000 | 0.5% |
| 5 Bed | $471,000 | 2.2% |
% of Housing Stock
Rental Trends — Grain Valley, MO
As of July '25, Rentcast reports the average rent in Grain Valley, MO is $1,670, with a year-over-year rent change of 4.4%. Per bedroom, the median rent as of July '25 in Grain Valley, MO is 1-bedrooms: $1,040, 2-bedrooms: $1,280, 3-bedrooms: $1,820, 4-bedrooms: $2,320. The most common rental property sizes in Grain Valley, MO are 3-bedroom and 2-bedroom, accounting for 51.3% and 29.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,680 | $1,670 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,000 | $1,040 |
| 2 Bed Rent | $1,100 | $1,280 |
| 3 Bed Rent | $1,780 | $1,820 |
| 4 Bed Rent | $2,300 | $2,320 |
% of Rental Stock
Property Listings — Grain Valley, MO
As of Oct '25, Realtor.com reports that the median days on market for a home in Grain Valley, MO is 29. This is a decrease of -24.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 23.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $418,000 | 6.0% |
Listing Count | 96 | 1.0% |
| Listings as % of Homes | 1.3% | 1.0% |
Days on Market | 29 | -24.0% |
Demographics — Grain Valley, MO
As of the latest ACS Survey released in 2023, Grain Valley, MO has a population of 21,600, which has increased by 21.8% over the past 5 years. Grain Valley, MO is a popular place for families, as children make up 29.5% of the population. The area has a moderately educated workforce, with 30.0% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 16.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 21,600 | 21.8% |
% Under 18 | 29.5% | 3.9% |
% Seniors | 13.0% | 15.0% |
% WFH | 16.2% | 260.0% |
% w/ College Degree | 30.0% | 11.9% |
As of the latest ACS Survey released in 2023, Grain Valley, MO is a predominantly white area, with 86.2% of the population identifying as white. The white population has shrunk by 3.5% in the last 5 years. The second most common race or ethnicity in Grain Valley, MO is black, making up 4.9% of the population. Foreign-born residents account for 1.9% of the population in Grain Valley, MO, and this percentage has increased by 111.1% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 86.2% | -3.5% |
% Black | 4.9% | 250.0% |
% Hispanic | 4.8% | 17.1% |
% Asian | 0.2% | -75.0% |
% Foreign Born | 1.9% | 111.1% |
Mortgage and Risk — Grain Valley, MO
According to HUD data as of 2023, there were 449 mortgage originations in Grain Valley, MO, of which 74.0% of loans were conventional mortgages. The average loan-to-value was 64.0%, with 34.0% above 90% LTV (very high). This implies large mortgage risk in Grain Valley, MO. Investor activity is low, as 4.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 449 |
% Conventional Loans | 74.0% |
% Government Loans | 26.0% |
% Investor Loans | 4.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — Grain Valley, MO
As of 2024, the percent of homes in Grain Valley, MO under the Section 8 program is 0.8%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Grain Valley, MO, because HUD payments exceed market rent, while 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 23 |
Total Units Section 8 | 23 |
% Rentals under Section 8 | 0.8% |
% Occupied Section 8 | 89.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $280 | $1,000 | $1,280 |
| 2 Bedroom | $360 | $1,100 | $1,460 |
| 3 Bedroom | $120 | $1,780 | $1,900 |
| 4 Bedroom | -$50 | $2,300 | $2,250 |
Affordability — Grain Valley, MO
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.5 |
| Median Home Price | $324,000 |
| Median Household Income | $89,100 |