Holden, MO—64040
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Holden, MO
As of Oct '25, the median home price in Holden, MO is $270,000, with a year-over-year change of 4.2%. This indicates that home prices in Holden, MO are increasing. According to Zillow, the 1-year price projection is 0.7%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $270,000 | 4.2% |
| Single Family | $270,000 | 4.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $161,000 | 2.5% |
3 Bed | $282,000 | 5.2% |
4 Bed | $355,000 | 4.7% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Holden, MO
As of July '25, Rentcast reports the average rent in Holden, MO is $400, with a year-over-year rent change of 0.0%. Per bedroom, the median rent as of July '25 in Holden, MO is 1-bedrooms: $400. The most common rental property sizes in Holden, MO are 2-bedroom and 3-bedroom, accounting for 62.6% and 17.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $400 | $400 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $400 | $400 |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Holden, MO
As of Oct '25, Realtor.com reports that the median days on market for a home in Holden, MO is 71. This is a increase of 17.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 30.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $284,000 | 6.0% |
Listing Count | 46 | 20.0% |
| Listings as % of Homes | 1.2% | 20.0% |
Days on Market | 71 | 17.0% |
Demographics — Holden, MO
As of the latest ACS Survey released in 2023, Holden, MO has a population of 5,970, which has decreased by -8.1% over the past 5 years. Holden, MO is a moderately popular place for families, as children make up 23.6% of the population. The area has a poorly educated workforce, with 17.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 5,970 | -8.1% |
% Under 18 | 23.6% | 4.0% |
% Seniors | 17.6% | 17.3% |
% WFH | 8.0% | 400.0% |
% w/ College Degree | 17.4% | 6.1% |
As of the latest ACS Survey released in 2023, Holden, MO is a predominantly white area, with 91.5% of the population identifying as white. The white population has shrunk by 4.2% in the last 5 years. The second most common race or ethnicity in Holden, MO is hispanic, making up 4.4% of the population. Foreign-born residents account for 1.5% of the population in Holden, MO, and this percentage has increased by 400.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 91.5% | -4.2% |
% Black | 0.1% | -90.0% |
% Hispanic | 4.4% | 300.0% |
% Asian | 0.0% | N/A |
% Foreign Born | 1.5% | 400.0% |
Mortgage and Risk — Holden, MO
According to HUD data as of 2023, there were 144 mortgage originations in Holden, MO, of which 67.0% of loans were conventional mortgages. The average loan-to-value was 80.0%, with 40.0% above 90% LTV (very high). This implies large mortgage risk in Holden, MO. Investor activity is low, as 10.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 144 |
% Conventional Loans | 67.0% |
% Government Loans | 33.0% |
% Investor Loans | 10.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 15.0% |
Loan Activity
Rentals and Section 8 — Holden, MO
Holden, MO lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 12 |
Total Units Section 8 | 12 |
% Rentals under Section 8 | 3.0% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $590 | $400 | $990 |
| 2 Bedroom | N/A | N/A | $1,140 |
| 3 Bedroom | N/A | N/A | $1,490 |
| 4 Bedroom | N/A | N/A | $1,740 |
Affordability — Holden, MO
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.4 |
| Median Home Price | $270,000 |
| Median Household Income | $70,000 |